Wisconsin Property & Casualty Insurance License Practice Exam
4 separate exams — Property and Casualty are separate. Each: 100 questions, 120 min, 70%. Auto minimums 25/50/10. WC competitive market. Fieldprint fingerprinting.
Wisconsin Property & Casualty — Study by Topic
Drill Wisconsin state law (~35–40 WI law questions per exam) or practice general P&C concepts. Property and Casualty are separate exams — each 100 questions, 120 min.
Property Insurance
Homeowners (HO-3/HO-5), dwelling, commercial property, NFIP flood, inland marine, ACV vs. replacement cost, coinsurance.
Casualty & Liability
Auto, CGL, WC competitive market, umbrella, bonds, commercial auto, professional liability, WI auto minimums 25/50/10.
Wisconsin State Law
OCI, PSI, 4 separate exams, 20-hr pre-licensing, Fieldprint $36, 180-day score validity, 48-72 hr wait to apply, auto 25/50/10, WC competitive, WI Insurance Security Fund.
P&C Concepts
Subrogation, indemnity, coinsurance, pro rata/short-rate, insurable interest at loss, certificate of insurance, waiver/estoppel, WI 25/50/10 auto.
🌟 Full WI P&C Practice
100-question timed practice simulating each WI PSI exam (Property or Casualty). 2 hours. 70% to pass. WI has 4 separate exams — no combined exam. Auto 25/50/10.
About the Wisconsin Property & Casualty Insurance License Exam
To get your Wisconsin Property & Casualty insurance license, you must pass the state licensing exam administered by PSI Services LLC with a passing score of 70%. Exam fee: $75 per exam. Wisconsin is regulated by the Wisconsin Office of the Commissioner of Insurance (OCI) under Wisconsin Statutes Chapter 628. Visit oci.wi.gov for official licensing information. 4 separate exams (no combined); Fieldprint fingerprinting (FPWIOCIINSURANCE, $36); 180-day score validity; 48-72 hr post-exam wait; 25/50/10 auto minimums; competitive WC market; Wisconsin Insurance Security Fund (covers BOTH L&H AND P&C — single fund, unique); $35/line renewal; $10/line NIPR; newly licensed CE exempt first period; Commissioner appointed.
Pre-licensing education in Wisconsin: 20 hours per line. Continuing education: 24 hours + 3 ethics biennial. License renewal fee: $35/line biennial. CE must be completed before submitting your Wisconsin renewal application. How to get licensed in Wisconsin: complete pre-licensing → submit background check/fingerprinting → pass PSI Services LLC exam → apply for Wisconsin producer license.
How to get a Wisconsin Property & Casualty insurance license in 2026: The Wisconsin Office of the Commissioner of Insurance (OCI) (oci.wi.gov) administers all producer licensing in Wisconsin. Exam: PSI Services LLC, $75 per exam, 70%. Pre-licensing: 20 hours per line. Once licensed, maintain your Wisconsin Property & Casualty license by completing 24 hours + 3 ethics biennial and paying the $35/line biennial renewal. For questions contact the Wisconsin Office of the Commissioner of Insurance (OCI).
OCI (oci.wi.gov). Wis. Stat. Chapter 628. 4 SEPARATE exams. Fieldprint FPWIOCIINSURANCE ($36, 180-day). 180-day score validity. 48-72 hr post-exam wait. 25/50/10 auto. Competitive WC market. Wisconsin Insurance Security Fund (one fund for BOTH L&H + P&C). $35/line renewal. $10/line NIPR.
Frequently Asked Questions — Wisconsin P&C Exam
How do I get a Wisconsin Property & Casualty insurance license?
To become a licensed Property & Casualty producer in Wisconsin: (1) Complete any required pre-licensing education (20 hours per line); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the PSI Services LLC exam ($75 per exam, 70%); (4) Apply for your Wisconsin producer license. The Wisconsin Office of the Commissioner of Insurance (OCI) (oci.wi.gov) oversees all insurance producer licensing in Wisconsin.
What exam does Wisconsin use for Property & Casualty insurance licensing?
Wisconsin uses PSI Services LLC to administer the Property & Casualty insurance licensing exam. Fee: $75 per exam. Passing score: 70%. 4 separate exams (no combined); Fieldprint fingerprinting (FPWIOCIINSURANCE, $36); 180-day score validity; 48-72 hr post-exam wait; 25/50/10 auto minimums; competitive WC market; Wisconsin Insurance Security Fund (covers BOTH L&H AND P&C — single fund, unique); $35/line renewal; $10/line NIPR; newly licensed CE exempt first period; Commissioner appointed.
Does Wisconsin require pre-licensing for Property & Casualty insurance?
20 hours per line. For official pre-licensing provider information, visit oci.wi.gov.
What are Wisconsin's CE requirements for Property & Casualty producers?
Wisconsin requires: 24 hours + 3 ethics biennial. Renewal fee: $35/line biennial. CE must be completed before submitting the renewal application. Contact the Wisconsin Office of the Commissioner of Insurance (OCI) at oci.wi.gov for CE provider information.
What makes Wisconsin unique for Property & Casualty insurance licensing?
4 separate exams (no combined); Fieldprint fingerprinting (FPWIOCIINSURANCE, $36); 180-day score validity; 48-72 hr post-exam wait; 25/50/10 auto minimums; competitive WC market; Wisconsin Insurance Security Fund (covers BOTH L&H AND P&C — single fund, unique); $35/line renewal; $10/line NIPR; newly licensed CE exempt first period; Commissioner appointed.
Practice Exam Questions — Wisconsin Property & Casualty
5 state-specific questions drawn from the Wisconsin exam content outline. Correct answer highlighted in green.
Wisconsin auto minimums are:
- 25/50/25
- 25/50/10 — UNIQUE: $10,000 PD minimum (same as Washington); at-fault state; modified comparative negligence; UM/UIM must be offered; no mandatory PIP
- 15/30/10
- 30/60/25
The Wisconsin Insurance Security Fund is unique because:
- Wisconsin has separate L&H and P&C guaranty funds
- Wisconsin has ONE fund — the Wisconsin Insurance Security Fund — that covers BOTH Life & Health AND Property & Casualty insurer insolvencies; unique in the portfolio; all other states have separate L&H and P&C guaranty associations; Wis. Stat. Chapter 646
- Wisconsin's fund only covers P&C insolvencies
- Wisconsin has no guaranty fund
Wisconsin's 4 separate exams compared to neighboring states:
- All Midwest states use 4 separate exams
- Wisconsin: 4 separate exams (Life, A&H, Property, Casualty); neighboring Minnesota and Illinois both use combined exam formats (combined L&H + combined P&C); Wisconsin's 4-exam structure is the most granular in the portfolio
- Minnesota also uses 4 separate exams
- Illinois uses 5 separate exams
Wisconsin Workers' Compensation is:
- Monopolistic — all WC through the Wisconsin Compensation Rating Bureau
- Competitive — employers purchase WC from licensed private carriers or self-insure; WCRB (Wisconsin Compensation Rating Bureau) sets WC rates; Workers' Compensation Division (DWD) administers claims
- Optional for Wisconsin employers
- Administered by OCI directly
Wisconsin's primary P&C statute is:
- Wisconsin Statutes Chapter 632 — Insurance Contracts
- Wisconsin Statutes Chapter 628 (producer licensing); Chapter 625 (rate regulation); Chapter 631 (policy form regulation); Chapter 646 (Wisconsin Insurance Security Fund — unique single L&H + P&C fund); OCI at oci.wi.gov; Commissioner appointed
- Wisconsin Administrative Code INS 6
- Wisconsin Statutes Chapter 345 — Traffic Laws