California Property & Casualty Insurance License Practice Exam
150 practice questions covering national property & casualty concepts and California-specific regulations.
About the California Property & Casualty Insurance Exam
To get your California Property & Casualty insurance license, you must pass the state licensing exam administered by PSI Services LLC with a passing score of 70%. Exam fee: $33–$77 per exam. California is regulated by the California Department of Insurance (CDI) under California Insurance Code. Visit insurance.ca.gov for official licensing information. Live Scan fingerprinting required; Commissioner ELECTED; California-specific endorsements for auto (good driver discount mandatory); no-fault elements in some coverages; California FAIR Plan for high-risk property; earthquake endorsement common; wildfire exposure significant.
Pre-licensing education in California: 20 hours Property + 20 hours Casualty = 40 hours total. Continuing education: 24 hours biennial. License renewal fee: $188–$271 biennial. CE must be completed before submitting your California renewal application. How to get licensed in California: complete pre-licensing → submit background check/fingerprinting → pass PSI Services LLC exam → apply for California producer license.
How to get a California Property & Casualty insurance license in 2026. The California Department of Insurance (CDI) (insurance.ca.gov) administers all producer licensing in California. Exam: PSI Services LLC, $33–$77 per exam, 70%. Pre-licensing: 20 hours Property + 20 hours Casualty = 40 hours total. Once licensed, maintain your California Property & Casualty license by completing 24 hours biennial and paying the $188–$271 biennial renewal. For questions contact the California Department of Insurance (CDI).
California CDI (insurance.ca.gov). Commissioner ELECTED. Live Scan fingerprinting. Extensive California-specific P&C rules: good driver discount (20%+ mandatory). FAIR Plan for wildfire/brush; earthquake insurance separate from HO. California auto minimums changing in 2025. Workers Comp competitive market. Very large and complex state P&C exam.
Interested in where this license leads? See our guide to insurance careers — including salary ranges, how to break in, and what the career looks like day to day.
Frequently Asked Questions — California P&C Insurance Exam
How do I get a California Property & Casualty insurance license?
To become a licensed Property & Casualty producer in California: (1) Complete any required pre-licensing education (20 hours Property + 20 hours Casualty = 40 hours total); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the PSI Services LLC exam ($33–$77 per exam, 70%); (4) Apply for your California producer license. The California Department of Insurance (CDI) (insurance.ca.gov) oversees all insurance producer licensing in California.
What exam does California use for Property & Casualty insurance licensing?
California uses PSI Services LLC to administer the Property & Casualty insurance licensing exam. Fee: $33–$77 per exam. Passing score: 70%. Live Scan fingerprinting required; Commissioner ELECTED; California-specific endorsements for auto (good driver discount mandatory); no-fault elements in some coverages; California FAIR Plan for high-risk property; earthquake endorsement common; wildfire exposure significant.
Does California require pre-licensing for Property & Casualty insurance?
20 hours Property + 20 hours Casualty = 40 hours total. For official pre-licensing provider information, visit insurance.ca.gov.
What are California's CE requirements for Property & Casualty producers?
California requires: 24 hours biennial. Renewal fee: $188–$271 biennial. CE must be completed before submitting the renewal application. Contact the California Department of Insurance (CDI) at insurance.ca.gov for CE provider information.
What makes California unique for Property & Casualty insurance licensing?
Live Scan fingerprinting required; Commissioner ELECTED; California-specific endorsements for auto (good driver discount mandatory); no-fault elements in some coverages; California FAIR Plan for high-risk property; earthquake endorsement common; wildfire exposure significant.