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TVM Solver Bond Price & Duration Sharpe Ratio & Portfolio Risk Margin Call Calculator Lottery or Pension? Lump Sum vs. Annuity Tax Equivalent Yield Marginal vs. Effective Tax Rate Rule of 72 Visualizer
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Free Tools

Financial Calculators

21 free calculators for exam prep and real financial decisions. No signup, no paywall.

Real Estate
1031 Exchange Calculator
See how much capital gains tax a like-kind exchange defers.
Mortgage Calculator
Monthly payment, total interest, and amortization schedule.
Rent vs Buy Calculator
Compare the true cost of renting against buying over time.
Cap Rate & Cash-on-Cash Calculator
Evaluate rental property returns and cap rate.
Refinance Break-Even Calculator
How many months until a refinance pays off its closing costs.
Retirement
Roth vs Traditional IRA Calculator
Compare after-tax retirement wealth under both IRA types.
RMD Calculator
Required minimum distributions by age and balance.
Lump Sum vs Annuity Calculator
Compare a lump sum payout vs periodic annuity payments.
Investing
Down Payment vs Investment Calculator
Save for a down payment or keep investing.
Rule of 72 Visualizer
See how long it takes to double money at any interest rate.
Debt vs Invest Calculator
Pay off debt or invest the cash instead.
Student Loans vs Invest Calculator
Pay off student loans or invest the difference.
RSU & Stock Option Vesting Calculator
Value of RSUs and options across a vesting schedule.
Margin Call Calculator
At what price does a margin call get triggered.
Finance
TVM Solver
Solve for PV, FV, rate, or periods in any TVM problem.
Bond Price & Duration Calculator
Price, duration, and convexity for fixed-income securities.
Sharpe Ratio & Portfolio Calculator
Portfolio return, risk, and Sharpe ratio for two assets.
Tax
Marginal vs Effective Tax Rate
See your marginal and effective federal tax rates.
Tax-Equivalent Yield Calculator
Compare muni bond vs taxable bond yields.
Insurance
Buy Term & Invest the Difference
Whole life cash value vs buying term and investing the savings.
Life Insurance Needs Calculator
How much life insurance your family actually needs.