Nevada Life, Accident & Health Insurance License Practice Exam
144 scored questions (InsNV_LAH05), 3 hrs 35 min. Scaled score 70 to pass. No pre-licensing. IdentoGO fingerprinting after applying. OnVUE: 2 attempts max. PASS only. $185 renewal.
Nevada Life, Accident & Health — Study by Topic
Drill Nevada state law (NRS 683A) or practice general L&H concepts. 144 scored questions (InsNV_LAH05), 3 hrs 35 min. Pearson VUE OnVUE available (2 attempts max). IdentoGO fingerprinting. Elected Commissioner.
Life Insurance
Term, whole life, universal life, variable, annuities, Annuity Best Interest (4-hr one-time), riders, nonforfeiture, settlement options, beneficiaries, viatical/life settlements (NRS 688c).
Health & Accident
Individual/group health, disability income, LTC (8-hr initial + 4-hr refresher), Medicare supplement (A–N), COBRA, ACA, Silver State Exchange, HMOs, hospice care, mental health mandates.
Nevada State Law
NDOI, Commissioner ELECTED, no pre-licensing, IdentoGO fingerprinting after applying, NRS 686C L&H Guaranty, unfair practices NRS 686A, 30 CE hrs triennial, $185 renewal, Silver State Exchange.
Policy Provisions
Contract law, insurable interest, grace period, incontestability, entire contract, misstatement of age, taxation, qualified plans, HSA/HRA, NRS 688A and 689A provisions.
🌟 Full NV L&H Exam
144-question timed exam simulating the Pearson VUE Nevada InsNV_LAH05 combined L&H exam. 215 minutes. Scaled score 70. No pre-licensing. IdentoGO fingerprinting. Elected Commissioner.
About the Nevada Life, Accident & Health Insurance License Exam
To get your Nevada Life & Health insurance license, you must pass the state licensing exam administered by Pearson VUE with a passing score of Scaled score of 70 (per NAC 683A.270 — not 80% as widely misreported). Exam fee: $47. Nevada is regulated by the Nevada Division of Insurance (NDOI) under Nevada Revised Statutes Chapter 683A. Visit doi.nv.gov for official licensing information. Commissioner ELECTED (with Louisiana and Oklahoma); 30-hr triennial CE (unique); $185 renewal (highest portfolio); OnVUE limited to 2 online attempts then in-person only; IdentoGO fingerprinting within 90 days of applying (not on exam day); PASS-only score report; 144 scored questions/215 minutes; Sircon primary portal; self-study CE requires proctor.
Pre-licensing education in Nevada: None required. Continuing education: 30 hours + 3 ethics triennial (unique — only triennial state in portfolio). License renewal fee: $185 triennial (highest renewal fee in portfolio). CE must be completed before submitting your Nevada renewal application. How to get licensed in Nevada: complete pre-licensing → submit background check/fingerprinting → pass Pearson VUE exam → apply for Nevada producer license.
How to get a Nevada Life & Health insurance license in 2026: The Nevada Division of Insurance (NDOI) (doi.nv.gov) administers all producer licensing in Nevada. Exam: Pearson VUE, $47, Scaled score of 70 (per NAC 683A.270 — not 80% as widely misreported). Pre-licensing: None required. Once licensed, maintain your Nevada Life & Health license by completing 30 hours + 3 ethics triennial (unique — only triennial state in portfolio) and paying the $185 triennial (highest renewal fee in portfolio) renewal. For questions contact the Nevada Division of Insurance (NDOI).
NDOI (doi.nv.gov). NRS Chapter 683A. Commissioner ELECTED (with LA and OK). Passing score = scaled 70 (NOT 80% — widely misreported). 144 scored questions + 15 pretest = 159 total, 215 min. OnVUE max 2 online. IdentoGO within 90 days of APPLYING. 30-hr TRIENNIAL CE. $185 renewal. Sircon primary.
Frequently Asked Questions — Nevada Life, Accident & Health Exam
How do I get a Nevada Life & Health insurance license?
To become a licensed Life & Health producer in Nevada: (1) Complete any required pre-licensing education (None required); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Pearson VUE exam ($47, Scaled score of 70 (per NAC 683A.270 — not 80% as widely misreported)); (4) Apply for your Nevada producer license. The Nevada Division of Insurance (NDOI) (doi.nv.gov) oversees all insurance producer licensing in Nevada.
What exam does Nevada use for Life & Health insurance licensing?
Nevada uses Pearson VUE to administer the Life & Health insurance licensing exam. Fee: $47. Passing score: Scaled score of 70 (per NAC 683A.270 — not 80% as widely misreported). Commissioner ELECTED (with Louisiana and Oklahoma); 30-hr triennial CE (unique); $185 renewal (highest portfolio); OnVUE limited to 2 online attempts then in-person only; IdentoGO fingerprinting within 90 days of applying (not on exam day); PASS-only score report; 144 scored questions/215 minutes; Sircon primary portal; self-study CE requires proctor.
Does Nevada require pre-licensing for Life & Health insurance?
None required. For official pre-licensing provider information, visit doi.nv.gov.
What are Nevada's CE requirements for Life & Health producers?
Nevada requires: 30 hours + 3 ethics triennial (unique — only triennial state in portfolio). Renewal fee: $185 triennial (highest renewal fee in portfolio). CE must be completed before submitting the renewal application. Contact the Nevada Division of Insurance (NDOI) at doi.nv.gov for CE provider information.
What makes Nevada unique for Life & Health insurance licensing?
Commissioner ELECTED (with Louisiana and Oklahoma); 30-hr triennial CE (unique); $185 renewal (highest portfolio); OnVUE limited to 2 online attempts then in-person only; IdentoGO fingerprinting within 90 days of applying (not on exam day); PASS-only score report; 144 scored questions/215 minutes; Sircon primary portal; self-study CE requires proctor.
Practice Exam Questions — Nevada Life & Health
5 state-specific questions drawn from the Nevada exam content outline. Correct answer highlighted in green.
The passing score for Nevada L&H insurance exams is:
- 80% correct (commonly misreported)
- 75% scaled score
- Scaled score of 70 — per NAC 683A.270; NOT 80% as widely misreported; passing candidates receive 'PASS' only on score report (no numeric score)
- 65% scaled score
Nevada's Pearson VUE OnVUE online exam limit is:
- Unlimited online attempts
- 3 online attempts maximum
- 2 online attempts maximum — after 2, all subsequent retakes MUST be at an in-person Pearson VUE test center; NV centers: Las Vegas, Henderson, Reno, Carson City
- 1 online attempt (same as Indiana)
Nevada CE is unique in the portfolio because:
- Nevada has 24-hour biennial CE identical to most other states
- Nevada requires 30 hours per 3-year triennial cycle — the only triennial CE state in the portfolio; all others biennial; includes 3 ethics; self-study exams require a monitor/proctor; no CE carryover; $1.25/hr CE reporting; $185 triennial renewal (highest portfolio)
- Nevada has no CE requirement — permanent license
- Nevada requires 24 hours annual CE
Nevada fingerprinting compared to Arkansas fingerprinting:
- Both use IdentoGO on exam day
- Nevada: IdentoGO within 90 days of APPLYING for the license (separate from exam); Arkansas: ark.org background check done BEFORE applying (part of ATT process); different timing, different vendors
- Both require fingerprinting before the exam
- Nevada uses ark.org; Arkansas uses IdentoGO
Nevada's Commissioner of Insurance is:
- Appointed by the Governor
- Appointed by the Nevada Legislature
- ELECTED by Nevada voters — unique with Louisiana and Oklahoma; NDOI: doi.nv.gov; Carson City: 1818 E. College Pkwy Ste. 103; Las Vegas: 3300 W. Sahara Ave. Ste. 275
- Selected by the Nevada Supreme Court