Indiana Property & Casualty Insurance License Practice Exam
135 scored questions (100 national + 35 state), 70% to pass. 40 hours pre-licensing required. Gemalto fingerprinting required. Apply via NIPR/Sircon ($40/line). Auto minimums 25/50/25.
Indiana Property & Casualty — Study by Topic
Drill Indiana state law (~35 scored Qs, ~26% of exam) or practice national P&C concepts. Full 135-question timed exam available.
Property Insurance
Homeowners (HO-3/HO-5), dwelling, commercial property, NFIP flood, inland marine, ACV vs. replacement cost, coinsurance.
Casualty & Liability
Auto, CGL, WC, umbrella, bonds, commercial auto BAP symbols, professional liability, products/completed ops.
Indiana State Law
IDOI, IC Title 27, 40-hr pre-licensing, 6-month certificate, Gemalto fingerprinting, auto 25/50/25, UM/UIM, WC, P&C Guaranty Association, 24 CE hrs, no carryover.
P&C Concepts
Subrogation, indemnity, coinsurance, pro rata/short-rate, insurable interest at loss, certificate of insurance, waiver/estoppel.
🌟 Full IN P&C Exam
135-question timed exam simulating the Pearson VUE Indiana P&C exam. 3 hours. Single combined 70% scaled score to pass. Auto 25/50/25 minimums.
About the Indiana Property & Casualty Insurance License Exam
To get your Indiana Property & Casualty insurance license, you must pass the state licensing exam administered by Pearson VUE with a passing score of 70%. Exam fee: $69. Indiana is regulated by the Indiana Department of Insurance (IDOI) under Indiana Code Title 27. Visit www.in.gov/idoi for official licensing information. No pre-licensing required; Gemalto fingerprinting; Pearson VUE OnVUE first attempt only; 25/50/25 auto minimums; Indiana competitive WC market; Commissioner appointed; no CE carryover; $40/line renewal.
Pre-licensing education in Indiana: None required. Continuing education: 24 hours + 3 ethics biennial. License renewal fee: $40/line biennial. CE must be completed before submitting your Indiana renewal application. How to get licensed in Indiana: complete pre-licensing → submit background check/fingerprinting → pass Pearson VUE exam → apply for Indiana producer license.
How to get a Indiana Property & Casualty insurance license in 2026: The Indiana Department of Insurance (IDOI) (www.in.gov/idoi) administers all producer licensing in Indiana. Exam: Pearson VUE, $69, 70%. Pre-licensing: None required. Once licensed, maintain your Indiana Property & Casualty license by completing 24 hours + 3 ethics biennial and paying the $40/line biennial renewal. For questions contact the Indiana Department of Insurance (IDOI).
IDOI (www.in.gov/idoi). IC Title 27. No pre-licensing. Gemalto fingerprinting. OnVUE first attempt only. 25/50/25 auto. Competitive WC. No CE carryover. $40/line renewal.
Frequently Asked Questions — Indiana Property & Casualty Exam
How do I get a Indiana Property & Casualty insurance license?
To become a licensed Property & Casualty producer in Indiana: (1) Complete any required pre-licensing education (None required); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Pearson VUE exam ($69, 70%); (4) Apply for your Indiana producer license. The Indiana Department of Insurance (IDOI) (www.in.gov/idoi) oversees all insurance producer licensing in Indiana.
What exam does Indiana use for Property & Casualty insurance licensing?
Indiana uses Pearson VUE to administer the Property & Casualty insurance licensing exam. Fee: $69. Passing score: 70%. No pre-licensing required; Gemalto fingerprinting; Pearson VUE OnVUE first attempt only; 25/50/25 auto minimums; Indiana competitive WC market; Commissioner appointed; no CE carryover; $40/line renewal.
Does Indiana require pre-licensing for Property & Casualty insurance?
None required. For official pre-licensing provider information, visit www.in.gov/idoi.
What are Indiana's CE requirements for Property & Casualty producers?
Indiana requires: 24 hours + 3 ethics biennial. Renewal fee: $40/line biennial. CE must be completed before submitting the renewal application. Contact the Indiana Department of Insurance (IDOI) at www.in.gov/idoi for CE provider information.
What makes Indiana unique for Property & Casualty insurance licensing?
No pre-licensing required; Gemalto fingerprinting; Pearson VUE OnVUE first attempt only; 25/50/25 auto minimums; Indiana competitive WC market; Commissioner appointed; no CE carryover; $40/line renewal.
Practice Exam Questions — Indiana Property & Casualty
5 state-specific questions drawn from the Indiana exam content outline. Correct answer highlighted in green.
Indiana auto insurance minimums are:
- 15/30/10
- 25/50/25 — at-fault state; UM/UIM must be offered; no mandatory PIP
- 30/60/25
- 25/50/10
Indiana Workers' Compensation is:
- Monopolistic — administered through the Indiana Workers' Compensation Board fund only
- Competitive — employers purchase WC from licensed private carriers or self-insure; Indiana Workers' Compensation Board administers claims; private carriers write all policies
- Optional for employers with fewer than 5 employees
- Administered by a combination of state fund and private carriers
Gemalto fingerprinting in Indiana compared to IdentoGO in South Carolina:
- Both require fingerprinting after passing the exam
- Both fingerprint at the exam center on exam day
- Indiana: Gemalto (schedule separately, Indiana DOI-specific code); South Carolina: IdentoGO after applying via NIPR ($50.50 fee); different vendors, different timing
- Both use Fieldprint with the same service code
Indiana's OnVUE first-attempt-only limit compared to Nevada's two-attempt limit:
- Both states allow unlimited online attempts
- Nevada: 2 online attempts then must test in-person; Indiana: 1 online attempt (first attempt only); all Indiana retakes must be in-person; both have stricter limits than SC (unlimited OnVUE)
- Indiana allows unlimited online; Nevada limits to 2
- Both states allow only 1 online attempt
Indiana's primary P&C statute is:
- Indiana Code Title 34 — Civil Law
- Indiana Code Title 27 — Insurance; covers P&C producer licensing, guaranty fund, unfair practices; Indiana DOI at www.in.gov/idoi; Commissioner appointed
- Indiana Administrative Code Title 760
- Indiana Code Title 25 — Professions