Georgia Life, Accident & Health Insurance License Practice Exam
125 practice questions covering national life & health concepts and Georgia-specific insurance statutes.
Georgia L, A&H — Study by Topic
Drill individual domains or take the full 125-question practice exam.
Life Insurance
Term, whole life, universal, variable life, policy provisions, nonforfeiture options, beneficiaries, riders.
Accident & Health
Individual and group health, HMO, PPO, COBRA, disability income, long-term care, Medicare supplement.
Annuities & Retirement
Fixed, variable, indexed annuities; suitability; qualified plans; Social Security; Medicare Parts A–D.
Georgia State Law
Commissioner authority, O.C.G.A. Title 33, producer licensing, unfair practices, guaranty association.
🌟
Full GA L, A&H Exam
National and Georgia-specific questions mixed to match the real Pearson VUE exam structure.
About the Georgia Life, Accident & Health Insurance Exam
To get your Georgia Life & Health insurance license, you must pass the state licensing exam administered by PSI Services LLC with a passing score of 70%. Exam fee: $63. Georgia is regulated by the Georgia Office of Commissioner of Insurance (OCI) under Official Code of Georgia Annotated Title 33. Visit oci.georgia.gov for official licensing information. Commissioner of Insurance is ELECTED in Georgia; fingerprinting via COGENT/IdentoGO; Georgia Life and Health Guaranty Association; Certificate of Authority required for insurers; OCGA Title 33; Atlanta is a major insurance industry hub.
Pre-licensing education in Georgia: 20 hours per line. Continuing education: 24 hours + 3 ethics biennial. License renewal fee: $100 biennial. CE must be completed before submitting your Georgia renewal application. How to get licensed in Georgia: complete pre-licensing → submit background check/fingerprinting → pass PSI Services LLC exam → apply for Georgia producer license.
How to get a Georgia Life & Health insurance license in 2026: The Georgia Office of Commissioner of Insurance (OCI) (oci.georgia.gov) administers all producer licensing in Georgia. Exam: PSI Services LLC, $63, 70%. Pre-licensing: 20 hours per line. Once licensed, maintain your Georgia Life & Health license by completing 24 hours + 3 ethics biennial and paying the $100 biennial renewal. For questions contact the Georgia Office of Commissioner of Insurance (OCI).
OCI (oci.georgia.gov). OCGA Title 33. Commissioner ELECTED (unique). COGENT/IdentoGO fingerprinting. 20-hr pre-licensing per line. Georgia L&H Guaranty Association. Annuity Best Interest required. LTC training required.
Frequently Asked Questions — Georgia Life, Accident & Health Exam
How do I get a Georgia Life & Health insurance license?
To become a licensed Life & Health producer in Georgia: (1) Complete any required pre-licensing education (20 hours per line); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the PSI Services LLC exam ($63, 70%); (4) Apply for your Georgia producer license. The Georgia Office of Commissioner of Insurance (OCI) (oci.georgia.gov) oversees all insurance producer licensing in Georgia.
What exam does Georgia use for Life & Health insurance licensing?
Georgia uses PSI Services LLC to administer the Life & Health insurance licensing exam. Fee: $63. Passing score: 70%. Commissioner of Insurance is ELECTED in Georgia; fingerprinting via COGENT/IdentoGO; Georgia Life and Health Guaranty Association; Certificate of Authority required for insurers; OCGA Title 33; Atlanta is a major insurance industry hub.
Does Georgia require pre-licensing for Life & Health insurance?
20 hours per line. For official pre-licensing provider information, visit oci.georgia.gov.
What are Georgia's CE requirements for Life & Health producers?
Georgia requires: 24 hours + 3 ethics biennial. Renewal fee: $100 biennial. CE must be completed before submitting the renewal application. Contact the Georgia Office of Commissioner of Insurance (OCI) at oci.georgia.gov for CE provider information.
What makes Georgia unique for Life & Health insurance licensing?
Commissioner of Insurance is ELECTED in Georgia; fingerprinting via COGENT/IdentoGO; Georgia Life and Health Guaranty Association; Certificate of Authority required for insurers; OCGA Title 33; Atlanta is a major insurance industry hub.
Practice Exam Questions — Georgia Life & Health
5 state-specific questions drawn from the Georgia exam content outline. Correct answer highlighted in green.
Georgia's Insurance Commissioner is:
- Appointed by the Governor
- Appointed by the Georgia Legislature
- ELECTED by Georgia voters — constitutional officer; OCI: oci.georgia.gov; OCGA Title 33
- Selected by the Georgia Supreme Court
Georgia L&H exams are administered by:
- Pearson VUE
- Prometric
- PSI Services LLC — PSI Bridge available; exam fee $63; 70% to pass; 20-hr pre-licensing per line required
- The Georgia OCI directly
Georgia fingerprinting uses:
- Fieldprint
- COGENT/IdentoGO — candidates schedule using the Georgia OCI service code; fingerprints submitted to GCIC (Georgia Crime Information Center) and FBI
- Live Scan at the PSI test center
- No fingerprinting requirement
Georgia CE requires:
- 24 hours + 3 ethics biennial — OCI-approved providers; Annuity Best Interest training required; LTC training required; renewal fee $100 biennial
- 30 hours triennial (same as Nevada)
- 16 hours biennial (same as Virginia)
- No CE — permanent license
The primary statute for Georgia L&H insurance is:
- Georgia Code Title 45 — Public Officers
- Official Code of Georgia Annotated (OCGA) Title 33 — Insurance; OCI at 2 Martin Luther King Jr. Drive, West Tower, 704, Atlanta GA 30334; Commissioner ELECTED
- Georgia Administrative Code Chapter 33
- Georgia Insurance Laws Title 36 (this is Oklahoma)