Georgia Property & Casualty Insurance License Practice Exam
125 practice questions covering national P&C concepts and Georgia-specific insurance statutes.
Georgia L, A&H — Study by Topic
Drill individual domains or take the full 125-question practice exam.
Property Insurance
Homeowners (HO forms), dwelling policies, inland marine, NFIP flood, commercial property, BOP.
Casualty & Liability
CGL, umbrella, professional liability, workers' comp, employers' liability, commercial auto, bonds.
Personal Auto
Georgia minimum limits (25/50/25), Financial Responsibility Law, UM/UIM, no-fault basics, assigned risk.
Georgia State Law
Commissioner authority, FAIR Plan, cancellation/nonrenewal rules, Georgia Insurer Solvency Pool, workers' comp.
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Full GA P&C Exam
National P&C and Georgia-specific questions mixed to match the real Pearson VUE exam structure.
About the Georgia Property & Casualty Insurance Exam
To get your Georgia Property & Casualty insurance license, you must pass the state licensing exam administered by PSI Services LLC with a passing score of 70%. Exam fee: $63. Georgia is regulated by the Georgia Office of Commissioner of Insurance (OCI) under Official Code of Georgia Annotated Title 33. Visit oci.georgia.gov for official licensing information. Commissioner ELECTED; fingerprinting via COGENT/IdentoGO; 25/50/25 auto minimums; Georgia P&C Guaranty Fund; WC competitive market; Georgia FAIR Plan; coastal windstorm/hurricane exposure; agricultural risks in south Georgia.
Pre-licensing education in Georgia: 20 hours per line. Continuing education: 24 hours + 3 ethics biennial. License renewal fee: $100 biennial. CE must be completed before submitting your Georgia renewal application. How to get licensed in Georgia: complete pre-licensing → submit background check/fingerprinting → pass PSI Services LLC exam → apply for Georgia producer license.
How to get a Georgia Property & Casualty insurance license in 2026: The Georgia Office of Commissioner of Insurance (OCI) (oci.georgia.gov) administers all producer licensing in Georgia. Exam: PSI Services LLC, $63, 70%. Pre-licensing: 20 hours per line. Once licensed, maintain your Georgia Property & Casualty license by completing 24 hours + 3 ethics biennial and paying the $100 biennial renewal. For questions contact the Georgia Office of Commissioner of Insurance (OCI).
OCI (oci.georgia.gov). OCGA Title 33. Commissioner ELECTED. 25/50/25 auto. Georgia FAIR Plan. Coastal exposure. WC competitive. COGENT/IdentoGO fingerprinting. $100 renewal fee.
Frequently Asked Questions — Georgia Property & Casualty Exam
How do I get a Georgia Property & Casualty insurance license?
To become a licensed Property & Casualty producer in Georgia: (1) Complete any required pre-licensing education (20 hours per line); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the PSI Services LLC exam ($63, 70%); (4) Apply for your Georgia producer license. The Georgia Office of Commissioner of Insurance (OCI) (oci.georgia.gov) oversees all insurance producer licensing in Georgia.
What exam does Georgia use for Property & Casualty insurance licensing?
Georgia uses PSI Services LLC to administer the Property & Casualty insurance licensing exam. Fee: $63. Passing score: 70%. Commissioner ELECTED; fingerprinting via COGENT/IdentoGO; 25/50/25 auto minimums; Georgia P&C Guaranty Fund; WC competitive market; Georgia FAIR Plan; coastal windstorm/hurricane exposure; agricultural risks in south Georgia.
Does Georgia require pre-licensing for Property & Casualty insurance?
20 hours per line. For official pre-licensing provider information, visit oci.georgia.gov.
What are Georgia's CE requirements for Property & Casualty producers?
Georgia requires: 24 hours + 3 ethics biennial. Renewal fee: $100 biennial. CE must be completed before submitting the renewal application. Contact the Georgia Office of Commissioner of Insurance (OCI) at oci.georgia.gov for CE provider information.
What makes Georgia unique for Property & Casualty insurance licensing?
Commissioner ELECTED; fingerprinting via COGENT/IdentoGO; 25/50/25 auto minimums; Georgia P&C Guaranty Fund; WC competitive market; Georgia FAIR Plan; coastal windstorm/hurricane exposure; agricultural risks in south Georgia.
Practice Exam Questions — Georgia Property & Casualty
5 state-specific questions drawn from the Georgia exam content outline. Correct answer highlighted in green.
Georgia's auto insurance minimums are:
- 15/30/10
- 25/50/25 — at-fault state; modified comparative negligence (50% bar); UM/UIM must be offered
- 30/60/25
- 50/100/50
The Georgia FAIR Plan provides:
- Mandatory flood coverage for all Georgia properties
- Last-resort property coverage for Georgia homeowners and commercial property owners who cannot obtain coverage in the voluntary market
- State-sponsored auto insurance
- Workers' compensation for agricultural workers
Georgia Workers' Compensation is:
- Monopolistic — all WC through the State Board of Workers' Compensation fund
- Competitive — employers purchase WC from licensed private carriers or self-insure; State Board of Workers' Compensation (SBWC) administers claims; private carriers write all WC policies
- Optional for GA employers with fewer than 3 employees
- Administered exclusively through the GA Department of Labor
Georgia's Commissioner of Insurance is unique because:
- Appointed, same as most states
- ELECTED by Georgia voters — a constitutional officer; makes Georgia one of the few states with an elected commissioner
- Serves a lifetime appointment
- Selected by the insurance industry
The primary statute for Georgia P&C insurance is:
- Georgia Code Title 45 — Public Officers
- OCGA Title 33 — Insurance; covers P&C producer licensing, policy forms, rate regulation, unfair practices, and the P&C Guaranty Fund; OCI administers at oci.georgia.gov; Commissioner ELECTED
- Georgia Administrative Code Title 33
- OCGA Title 51 — Torts