Free Maryland Real Estate Practice Exam
Maryland real estate salesperson practice exam. 110 questions covering national content and Maryland state law.
Maryland Real Estate Exam
Practice by Maryland Real Estate Topic
Target a specific area, or launch the full exam below
Real Estate Principles
Property ownership, contracts, agency, deeds, fair housing, and appraisal. Core national content.
Real Estate Finance
Mortgages, loan types, RESPA, TILA, title insurance, and closing costs.
Maryland State Law
MREC rules, Maryland licensing law, Consent form, lead paint disclosures, transfer/recordation tax, and MD-specific regulations.
🏠
Full MD Real Estate Practice Exam
National and Maryland-specific questions combined to match the real Maryland salesperson exam structure.
About the Maryland Real Estate Exam
The Maryland real estate salesperson licensing exam is administered by PSI Services on behalf of the Maryland Real Estate Commission (MREC), which operates under the Maryland Department of Labor. Before sitting for the exam, candidates must complete 60 hours of approved pre-license education at an MREC-approved school and pass a school-administered final exam. Maryland does not offer online proctoring — all candidates must test in person at a PSI testing center.
The exam has 110 multiple-choice questions: 80 on national content (90 minutes) and 30 on Maryland-specific law (30 minutes), for a total of 2 hours. A passing score of 70% is required on each section independently — 56 of 80 national and 21 of 30 state. Maryland is notable for its short state section (30 questions) and unique topics including transfer and recordation taxes, the Maryland Consent form for agency disclosure, and extensive lead paint disclosure requirements.
Maryland Real Estate Exam Topic Breakdown
| Section | Questions | Key Topics |
|---|---|---|
| Property Ownership | 8 | Real vs. personal property, ownership types, land descriptions |
| Land Use Controls | 5 | Zoning, eminent domain, deed restrictions, environmental regulations |
| Valuation & Market Analysis | 7 | CMA, appraisal approaches, market value, depreciation |
| Financing | 10 | Mortgages, FHA/VA/conventional, RESPA, TILA, closing costs |
| Agency | 13 | Agency relationships, fiduciary duties, buyer and seller agency |
| Contracts | 14 | Purchase agreements, listing contracts, offer/acceptance, contingencies |
| Practice of Real Estate / Calculations | 23 | License law, fair housing, trust accounts, advertising, math |
| MD — MREC Duties & Powers | 6 | Commission structure, disciplinary authority, license categories, Guaranty Fund |
| MD — Licensing Requirements | 6 | Education requirements, application, renewal, CE (15 hrs/2 yrs) |
| MD — Agency & Supervision | 8 | Maryland Consent form, agency types, broker supervision, dual agency |
| MD — Business Conduct & Ethics | 10 | Disclosure, trust accounts, advertising, lead paint law, transfer/recordation tax |
Sample Maryland Real Estate Exam Questions
1. Under Maryland agency law, the Maryland Consent Form must be provided to a prospective buyer or seller:
2. In Maryland, the transfer tax and recordation tax on a residential real estate sale are typically paid by:
3. Maryland's lead paint disclosure requirements are stricter than federal law and apply to rental properties built before:
Study Tips for the Maryland Real Estate Exam
Maryland's state section is only 30 questions — but they cover dense, Maryland-specific content. Focus heavily on the Maryland Consent Form and when it must be provided, the Maryland Guaranty Fund (which compensates consumers harmed by licensees), and Maryland's unique transfer and recordation tax structure. These topics appear on almost every exam and require state-specific knowledge that national prep materials won't cover.
Also master Maryland's lead paint rules, which go well beyond federal requirements for rental properties. Maryland has one of the most comprehensive state lead paint regimes in the country, and the state exam reflects it. Finally, know that Maryland requires 15 hours of continuing education every 2 years, including a mandatory 3-hour fair housing course.
Licensing in DC or Virginia? See the Virginia real estate practice exam or the Pennsylvania practice exam. National content is covered in our national real estate practice exam.
How to Get Your Maryland Real Estate License
Getting a Maryland real estate salesperson license requires completing state-approved pre-license education, passing the licensing exam, and activating your license with a sponsoring broker. Most candidates complete the process in 2–5 months.
Steps to Get Your Maryland Real Estate License
| Step | What to Do |
|---|---|
| 1. Complete Pre-License Education | Complete 60 hours of coursework from a state-approved school covering real estate principles, contracts, finance, and Maryland-specific law. |
| 2. Pass the Licensing Exam | 120-question exam administered by PSI, covering national real estate principles and Maryland state law. Passing score: 70%. |
| 3. Submit Your Application | Apply to the Maryland Real Estate Commission with your exam results, background check, and required fees. |
| 4. Activate with a Sponsoring Broker | Your license must be affiliated with a licensed sponsoring broker before you can legally represent clients or earn commissions in Maryland. |
What to Focus On for the Maryland State Exam
Beyond national real estate principles, the Maryland exam places particular emphasis on Maryland agency disclosure and the Maryland Residential Property Disclosure and Disclaimer Statement. Mastering your state's specific rules in this area is critical for both passing the exam and practicing effectively in Maryland.
Our free Maryland real estate practice exam covers both national and state-specific content. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.
Frequently Asked Questions — Maryland Real Estate Exam
How many questions are on the Maryland real estate exam?
The Maryland salesperson exam has 110 multiple-choice questions: 80 on national content (90 minutes) and 30 on Maryland-specific law (30 minutes). A minimum of 70% is required on each section — 56 of 80 national and 21 of 30 state. The exam is taken in person at a PSI testing center; Maryland does not offer online proctoring.
What is the Maryland Consent Form?
The Maryland Consent Form is a required agency disclosure document that all licensees must provide to prospective buyers and sellers at the first scheduled meeting to discuss a specific property. The form explains the types of agency relationships available in Maryland and obtains written consent for the chosen relationship. Failure to provide the form is a violation of Maryland license law.
How many hours of pre-license education are required in Maryland?
Maryland requires 60 hours of approved pre-license education from an MREC-approved school. Candidates must also pass a school-administered final exam. Once completed, the school forwards a Certificate of Completion to PSI, which authorizes the candidate to schedule the licensing exam. All of this must be done within one year before the exam date.
What is the Maryland Guaranty Fund?
The Maryland Real Estate Guaranty Fund compensates members of the public who suffer financial loss due to a licensee's fraud, misrepresentation, or conduct in violation of the Real Property Article. Claimants must first obtain a court judgment against the licensee. Recovery is capped at $50,000 per transaction and $150,000 per licensee. After a Guaranty Fund payout, the licensee's license is revoked until repaid.
How long is a Maryland real estate license valid?
Maryland real estate salesperson licenses are renewed every 2 years. To renew, licensees must complete 15 hours of approved continuing education, including a mandatory 3-hour fair housing course. Licenses must be renewed before the expiration date to remain active.
Can I take the Maryland real estate exam online?
No. Maryland does not currently allow online remote proctoring for the real estate salesperson exam. All candidates must test in person at an authorized PSI testing center in Maryland. PSI operates several testing centers throughout the state.
What are Maryland's transfer and recordation taxes?
Maryland imposes both a state transfer tax (typically 0.5% of the purchase price) and county recordation taxes on real estate transfers. By custom, these taxes are usually split between buyer and seller, though the exact split varies by county and negotiation. First-time homebuyers may receive a reduction. These taxes — including how they are calculated and who typically pays them — are frequently tested on the Maryland state exam.
Maryland Real Estate License Requirements at a Glance
| Requirement | Detail |
|---|---|
| Pre-License Education | 60 hours (Maryland-approved school) |
| Exam Questions | 120 questions (national + state sections) |
| Passing Score | 70% |
| Exam Provider | PSI |
| License Type | Real Estate Salesperson |
| Licensing Authority | Maryland Real Estate Commission |
Key Maryland-Specific Topic to Know
Beyond national real estate principles, the Maryland exam places particular emphasis on Maryland agency disclosure and the Maryland Residential Property Disclosure and Disclaimer Statement. Understanding your state's specific requirements in this area is essential for both passing the exam and practicing real estate effectively in Maryland.
Our free Maryland real estate practice exam covers both the national and state-specific content you need to pass. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.