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FINRA · 2026 · Free

Free Series 79 Practice Exam

Series 79 Investment Banking Representative practice exam covering M&A analysis, underwriting, due diligence, and research reports. No signup required.

75Scored Questions
2 hrs 30 minTime Limit
70%Passing Score
SIE + SponsorshipRequired
FINRAAdministered By

Practice by Series 79 Domain

Target a specific area, or launch the full exam below

📊

Collection, Analysis & Preparation

Financial analysis, valuation methodologies (DCF, comps, precedent transactions), and preparation of pitch books and offering documents. ~25% of Series 79.

20 questions
🔍

Due Diligence, Facilitation & Closing

M&A transaction due diligence, deal structuring, negotiations, and closing procedures. ~30% of Series 79 — largest section.

18 questions
💰

Underwriting & New Financing Transactions

IPOs, follow-on offerings, debt underwriting, Rule 144A private placements, and syndication. ~20% of Series 79.

18 questions
📝

Research & Research Reports

Research report preparation, analyst regulations (Global Settlement), quiet periods, and communication rules. ~25% of Series 79.

16 questions

About the Series 79 Exam

The Series 79 Investment Banking Representative exam qualifies registered representatives to engage in investment banking activities — specifically advising on or facilitating mergers and acquisitions, restructurings, tender offers, business combinations, private placements, and related capital raising transactions. It replaced the broader Series 7 as the required qualification for investment banking professionals whose work is limited to these activities. Firm sponsorship and the SIE are prerequisites.

The exam contains 75 scored questions (85 total with 10 unscored) with a 2-hour 30-minute time limit and a 70% passing score. The Series 79 is one of the more challenging FINRA top-off exams due to the technical depth of M&A and restructuring content — including valuation methodologies, deal structuring, and regulatory frameworks governing investment banking transactions.

75Scored Questions
2 hrs 30 minTime Limit
70%Passing Score
SIE + SponsorshipRequired
FINRAAdministered By

Series 79 Exam Topic Breakdown

TopicWeightKey Areas
Collection, Analysis, and Valuation of Data45%DCF, comparable company analysis, precedent transactions, LBO modeling, credit analysis
Underwriting / New Financing Transactions15%IPO process, Rule 144A, Reg D, equity and debt offerings, fairness opinions
M&A, Tender Offers, and Financial Restructurings35%Deal structures, due diligence, Hart-Scott-Rodino, Schedule TO, proxy rules
General Securities Industry Regulations5%FINRA rules applicable to IB reps, Reg M, quiet period rules

Sample Series 79 Exam Questions

1. A company has EBITDA of $50M and comparable transactions have been completed at EV/EBITDA multiples of 8x–10x. The estimated enterprise value range for the company is:

  • A. $400M–$500M
  • B. $50M–$500M
  • C. $8M–$10M
  • D. $450M–$550M
Correct: A — $400M–$500M. Enterprise value = EBITDA × multiple. At 8x: $50M × 8 = $400M. At 10x: $50M × 10 = $500M. EV range = $400M–$500M. Precedent transaction analysis (comps) applies multiples derived from completed M&A deals to the target's financial metrics to estimate value. EV/EBITDA is the most commonly used multiple in M&A valuation. To arrive at equity value from EV, subtract net debt (debt minus cash).

2. Under Hart-Scott-Rodino (HSR) Act pre-merger notification rules, parties to a transaction must notify the DOJ and FTC and observe a waiting period before closing if the transaction meets certain size-of-transaction thresholds. The initial HSR waiting period is:

  • A. 15 calendar days
  • B. 30 calendar days
  • C. 60 calendar days
  • D. 90 calendar days
Correct: B — 30 calendar days. The HSR Act requires parties to large mergers and acquisitions to file pre-merger notification with the Department of Justice and Federal Trade Commission and observe an initial 30-day waiting period (15 days for cash tender offers and bankruptcy transactions) before closing. During the waiting period, regulators review the transaction for potential antitrust concerns. If regulators issue a Second Request (requesting additional information), the waiting period is extended until 30 days after compliance.

3. In a leveraged buyout (LBO), the primary source of return for the financial sponsor (private equity buyer) is:

  • A. Dividends paid by the acquired company during the holding period
  • B. A combination of financial leverage, operational improvements, and multiple expansion
  • C. Interest income from the acquisition debt
  • D. Management fees paid by the portfolio company
Correct: B. LBO returns derive from three sources: (1) financial leverage — debt repayment with the company's cash flows effectively multiplies equity returns; (2) operational improvements — growing EBITDA through revenue growth, cost cutting, or strategic initiatives increases exit value; and (3) multiple expansion — selling at a higher EV/EBITDA multiple than the purchase multiple. Leverage is the most distinctive feature of LBOs, but sponsors increasingly compete on operational value creation as purchase price multiples have risen.

Study Tips for the Series 79 Exam

Collection, Analysis, and Valuation of Data (45% of the exam) is the most math-intensive section. Master all standard valuation methodologies: DCF (discounted cash flow — unlevered free cash flow discounted at WACC), comparable company analysis (trading multiples applied to current financials), precedent transaction analysis (deal multiples from historical M&A), and LBO analysis (IRR-driven returns). Know how to move between enterprise value and equity value (subtract net debt), and understand when each methodology is most appropriate.

The M&A and tender offer section (35%) covers the regulatory mechanics of deals — know Schedule TO (tender offer filings), Schedule 14D-9 (target board recommendation), Hart-Scott-Rodino pre-merger notification thresholds, Reg M (anti-manipulation during distributions), and the SEC's Regulation 14A (proxy rules). The Series 79 is one of the most technically demanding FINRA top-off exams — plan for 80–120 hours of study. Kaplan and STC are popular prep providers.

Working exclusively in private placements? See the Series 82. Principal registration is covered by the Series 24.

Frequently Asked Questions — Series 79 Exam

What does the Series 79 license authorize?

The Series 79 qualifies registered representatives to engage in investment banking activities — advising on and facilitating M&A transactions, tender offers, business combinations, restructurings, private placements (Reg D and Rule 144A), and related capital markets activities. It does not authorize general securities sales (which requires the Series 7).

What is the difference between the Series 79 and Series 7?

The Series 7 is a broader license that covers general securities sales — equities, fixed income, options, mutual funds, and investment banking. The Series 79 is a limited license specifically for investment banking activities. Many investment banking professionals hold only the Series 79 (plus SIE) since they don't engage in general securities sales.

What valuation methods are tested on the Series 79?

The four primary valuation methodologies tested are: (1) DCF — discounting projected unlevered free cash flows at WACC; (2) comparable company analysis (public comps) — applying trading multiples (EV/EBITDA, P/E) from similar public companies; (3) precedent transactions (deal comps) — applying M&A deal multiples; and (4) LBO analysis — modeling the private equity buyer's IRR and entry/exit multiple assumptions.

What is the Hart-Scott-Rodino Act?

The Hart-Scott-Rodino (HSR) Antitrust Improvements Act requires parties to large mergers and acquisitions to file pre-merger notification with the DOJ and FTC and observe a waiting period before closing. The size-of-transaction and size-of-person thresholds determine whether a filing is required. The initial waiting period is 30 days (15 days for cash tender offers). A Second Request can extend the review period significantly.

What is a fairness opinion and when is it used?

A fairness opinion is a letter from an investment bank expressing an opinion that the financial terms of a proposed transaction (typically an acquisition) are fair from a financial point of view to the relevant shareholders. Boards of directors typically obtain fairness opinions when approving mergers, acquisitions, or other significant transactions to support their fiduciary duty of care and reduce litigation risk. The Series 79 tests the advisor's role in providing fairness opinions.

What is Rule 144A?

SEC Rule 144A allows the resale of privately placed securities to Qualified Institutional Buyers (QIBs) — institutions with at least $100 million in investable securities under management. Rule 144A placements allow companies to raise capital faster and with less disclosure than a registered public offering, while providing a liquid secondary market among QIBs. Many high-yield bonds and leveraged loans are issued under Rule 144A.

What is Regulation M?

Regulation M is an SEC rule designed to prevent manipulative trading activities during securities distributions (offerings). It restricts distribution participants — including underwriters, issuers, and selling shareholders — from bidding for or purchasing the securities being distributed during the restricted period. The goal is to prevent artificial price support that could mislead investors about the security's market value.

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