Free New York Real Estate Practice Exam
New York real estate salesperson practice exam. 75 questions covering national content and NY state law.
New York Real Estate Exam
Practice by NY Real Estate Topic
Target a specific area, or launch the full exam below
Real Estate Principles
Property ownership, contracts, agency, deeds, fair housing, and appraisal. Core national content.
Real Estate Finance
Mortgages, loan types, RESPA, TILA, title insurance, and closing costs.
New York State Law
NY DOS licensing, agency disclosure, co-ops, condos, Human Rights Law, and NY-specific regulations.
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Full NY Real Estate Practice Exam
National and state-specific questions mixed to match the real NY exam structure.
About the New York Real Estate Exam
The New York real estate salesperson licensing exam is required by the New York Department of State (NY DOS) before you can practice real estate in New York. Candidates must first complete 77 hours of approved pre-license education from a NY DOS-approved provider. New York is one of the most complex real estate markets in the world, with unique property types including co-operatives, condominiums, and brownstones, along with New York-specific agency and disclosure laws that are heavily tested.
The exam contains 75 scored questions with a 90-minute time limit and a 70% passing score (you need 53 correct answers). It is administered by eAccessNY on behalf of the NY Department of State. The exam covers both national real estate content and New York-specific law.
NY Real Estate Exam Topic Breakdown
| Section | Approx. Weight | Key Topics |
|---|---|---|
| Real Estate Salesperson Activities | ~22% | Agency law, listing agreements, buyer representation, fiduciary duties |
| Real Property and the Law | ~14% | Property types, estates, deeds, title, easements, liens |
| Municipal Agencies | ~8% | Zoning, land use, building codes, certificates of occupancy |
| Real Estate Finance | ~14% | Mortgages, loan types, RESPA, TILA, closing costs |
| NY-Specific Law | ~20% | NY Human Rights Law, agency disclosure, co-ops, condos, DOS rules |
| Valuation and Appraisal | ~10% | CMA, appraisal approaches, market value |
| Other Topics | ~12% | Environmental issues, fair housing, contracts, property management |
Sample New York Real Estate Exam Questions
1. Under New York's agency disclosure requirements, a real estate salesperson must provide the Agency Disclosure Form to a prospective buyer:
2. What distinguishes a co-operative apartment from a condominium in New York?
3. A seller tells her listing agent about a leaking basement that has been repainted to conceal water damage. The listing agent should:
Study Tips for the NY Real Estate Exam
New York is one of the more difficult state real estate exams because of its unique property landscape. Spend extra time on co-operatives and condominiums — New York has more co-ops than any other state in the country, and the exam reflects that. Understand the difference in ownership structure, financing, and board approval processes.
The Agency Disclosure Form and when it must be provided is heavily tested. Know the NY-specific disclosure rules inside and out. Also review the New York Human Rights Law, which is broader than the federal Fair Housing Act and adds additional protected classes including sexual orientation and source of income in certain contexts.
Licensing in a nearby state? See the New Jersey real estate practice exam or the Pennsylvania practice exam. National exam content is covered in our national real estate practice exam and the real estate study guide. Many agents also add an insurance license — see the New York Life & Health insurance exam.
How to Get Your New York Real Estate License
Getting a New York real estate salesperson license requires completing state-approved pre-license education, passing the licensing exam, and activating your license with a sponsoring broker. Most candidates complete the process in 2–5 months.
Steps to Get Your New York Real Estate License
| Step | What to Do |
|---|---|
| 1. Complete Pre-License Education | Complete 77 hours of coursework from a state-approved school covering real estate principles, contracts, finance, and New York-specific law. |
| 2. Pass the Licensing Exam | 75-question exam administered by eAccessNY, covering national real estate principles and New York state law. Passing score: 70%. |
| 3. Submit Your Application | Apply to the New York Department of State Division of Licensing Services with your exam results, background check, and required fees. |
| 4. Activate with a Sponsoring Broker | Your license must be affiliated with a licensed sponsoring broker before you can legally represent clients or earn commissions in New York. |
What to Focus On for the New York State Exam
Beyond national real estate principles, the New York exam places particular emphasis on New York agency disclosure (Agency Disclosure Form) and the Property Condition Disclosure Act. Mastering your state's specific rules in this area is critical for both passing the exam and practicing effectively in New York.
Our free New York real estate practice exam covers both national and state-specific content. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.
Frequently Asked Questions — NY Real Estate Exam
How many hours of pre-license education are required in New York?
New York requires 77 hours of approved real estate salesperson pre-license education from a NY DOS-approved school before you can sit for the licensing exam. The coursework covers real estate principles, law, and New York-specific topics. After passing the exam, you must affiliate with a licensed real estate broker before your license is issued.
What is the passing score for the NY real estate exam?
The passing score is 70%, meaning you need to answer at least 53 of the 75 questions correctly. You can miss up to 22 questions and still pass. The exam is administered by eAccessNY on behalf of the NY Department of State and can be taken at approved testing locations throughout the state.
How long is the NY real estate license valid?
A New York real estate salesperson license is valid for two years. To renew, you must complete 22.5 hours of approved continuing education, including at least 3 hours on fair housing and 1 hour on implicit bias. First-time renewals require the full 22.5 hours regardless of when in the two-year cycle you earned your license.
What is the difference between a real estate salesperson and a real estate broker in NY?
A salesperson must work under the supervision of a licensed broker and cannot work independently. A broker can operate independently, hire salespersons, and manage their own firm. To become a broker in New York, you need 2 years of experience as a salesperson (at least 3,500 points of transactions), 120 hours of broker-specific education, and must pass the broker licensing exam.
Can I take the NY real estate exam online?
The NY real estate licensing exam is administered in-person at approved proctoring centers through eAccessNY. Remote online testing is not currently available for the NY salesperson exam. The pre-license coursework, however, can be completed online through NY DOS-approved providers.
What is the NY Property Condition Disclosure Act?
The Property Condition Disclosure Act (PCDA) requires sellers of residential real property to provide a completed Property Condition Disclosure Statement to buyers before signing a purchase contract. The form covers the condition of major systems (roof, HVAC, plumbing, electrical), environmental hazards, and known defects. Sellers who fail to provide the form must credit the buyer $500 at closing, but this credit does not relieve them of liability for intentional concealment of defects.
What co-op and condo topics appear on the NY real estate exam?
The exam tests your understanding of how co-operative ownership works (share purchase, proprietary lease, board approval process, maintenance fees that include the building's underlying mortgage), how condominiums differ (fee simple unit ownership, common charges, HOA), and the tax and financing implications of each. New York's co-op board approval process — including the right to reject purchasers without explanation — is a frequently tested concept.
New York Real Estate License Requirements at a Glance
| Requirement | Detail |
|---|---|
| Pre-License Education | 77 hours (New York-approved school) |
| Exam Questions | 75 questions (national + state sections) |
| Passing Score | 70% |
| Exam Provider | eAccessNY |
| License Type | Real Estate Salesperson |
| Licensing Authority | New York Department of State Division of Licensing Services |
Key New York-Specific Topic to Know
Beyond national real estate principles, the New York exam places particular emphasis on New York agency disclosure (Agency Disclosure Form) and the Property Condition Disclosure Act. Understanding your state's specific requirements in this area is essential for both passing the exam and practicing real estate effectively in New York.
Our free New York real estate practice exam covers both the national and state-specific content you need to pass. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.