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Tennessee · 2026 · Free

Free Tennessee Real Estate Practice Exam

Tennessee affiliate broker practice exam. 120 questions covering national content and Tennessee state law.

120Questions
4 hrsTime Limit
70%Passing Score
60 hrsPre-License Ed.
PSIAdministered By

Tennessee Real Estate Exam

Practice by Tennessee Real Estate Topic

Target a specific area, or launch the full exam below

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Real Estate Principles

Property ownership, contracts, agency, deeds, fair housing, and appraisal. Core national content.

20 questions
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Real Estate Finance

Mortgages, loan types, RESPA, TILA, title insurance, and closing costs.

20 questions
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Tennessee State Law

TREC rules, affiliate broker licensing, trust fund handling, agency disclosure, Tennessee Consumer Protection Act, and TN-specific regulations.

40 questions

About the Tennessee Real Estate Exam

The Tennessee real estate licensing exam is administered by PSI Services on behalf of the Tennessee Real Estate Commission (TREC). An important distinction: Tennessee does not license "salespersons." Entry-level licensees are called affiliate brokers. Before sitting for the exam, candidates must complete 60 hours of approved pre-license education. After passing the exam, new affiliate brokers must also complete a 30-hour "Course for New Affiliates" before their license can be issued.

The exam consists of 120 multiple-choice questions divided into two separately timed and scored sections: 80 national questions (160 minutes) and 40 Tennessee-specific questions (80 minutes). A passing score of 70% is required on each section independently — you must pass both sections, but if you pass one and fail the other you only need to retake the failed section.

120Questions
4 hrsTime Limit
70%Passing Score
60 hrsPre-License Ed.
PSIAdministered By

Tennessee Real Estate Exam Topic Breakdown

SectionQuestionsKey Topics
Property Ownership8Real vs. personal property, ownership types, land descriptions, water rights
Land Use Controls5Zoning, eminent domain, deed restrictions, environmental regulations
Valuation & Market Analysis7CMA, appraisal approaches, market value, depreciation
Financing10Mortgages, FHA/VA/conventional, RESPA, TILA, closing costs
Agency13Agency relationships, fiduciary duties, buyer and seller agency
Contracts14Purchase agreements, listing contracts, offer/acceptance, contingencies
Leasing & Property Management3Lease types, landlord-tenant, Tennessee Uniform Residential Landlord and Tenant Act
Transfer of Title6Deeds, title insurance, closing process, recording
Practice of Real Estate / Calculations14License law, fair housing, trust accounts, advertising, math
TN — TREC Duties & Powers4Commission structure, rulemaking authority, disciplinary powers
TN — Licensing Requirements7Affiliate broker vs. broker, education requirements, application process
TN — Advertising & Marketing4Required disclosures in ads, team advertising rules, internet advertising
TN — Broker/Affiliate Relationships5Supervision duties, independent contractor agreements, compensation rules
TN — Trust Funds & Records7Escrow account rules, record retention, commingling prohibition
TN — Agency & Disclosure7Tennessee agency law, consumer notification, dual agency, timeshare
TN — Consumer Protection6Tennessee Consumer Protection Act, fraud, misrepresentation, improper activities

Sample Tennessee Real Estate Exam Questions

1. In Tennessee, the entry-level real estate licensee is called:

  • A. Real estate salesperson
  • B. Associate broker
  • C. Affiliate broker
  • D. Junior broker
Correct: C. Tennessee does not use the term "salesperson." The initial license level in Tennessee is affiliate broker. An affiliate broker must work under the supervision of a principal broker. After 3 years of active experience as an affiliate broker, a licensee may qualify to sit for the broker exam and work more independently. This terminology is unique to Tennessee and is frequently tested.

2. Under Tennessee license law, earnest money received by an affiliate broker on behalf of their principal broker must be deposited into the broker's trust account:

  • A. Within 24 hours of receipt
  • B. By the close of business on the day of receipt
  • C. Within a reasonable time, not to exceed three business days
  • D. At the time the purchase contract is signed by all parties
Correct: C. Tennessee Real Estate Commission rules require that earnest money and other trust funds be deposited into the broker's properly designated trust account within a reasonable time, not to exceed three business days from receipt. The affiliate broker who receives the funds must promptly deliver them to the principal broker for deposit. Trust funds must never be commingled with the broker's personal or business operating funds.

3. Under Tennessee's Consumer Notification requirement, a real estate licensee must provide a Consumer Notification form to a buyer or seller:

  • A. At or before the time the purchase agreement is signed
  • B. At the first meaningful contact with the potential buyer or seller
  • C. Only when asked about agency by the client
  • D. Within 24 hours of showing a property
Correct: B. Tennessee's Consumer Notification form (required by TREC Rule 1260-02-.12) must be provided at the first meaningful contact with a potential buyer or seller — before any substantive discussion of real estate needs, financial qualifications, or specific properties. The form explains the different types of agency relationships available in Tennessee and ensures clients understand who the agent represents. Providing it only at contract signing is too late.

Study Tips for the Tennessee Real Estate Exam

Know that Tennessee calls its entry-level licensees affiliate brokers, not salespersons — this terminology is tested repeatedly. The Tennessee state section focuses heavily on TREC rules, the broker/affiliate relationship, trust fund handling, and the Consumer Notification requirement. Study the distinction between an affiliate broker's limited authority and a principal broker's supervisory responsibilities.

Trust account rules are high-frequency exam topics in Tennessee. Know the deposit timing rule (three business days), what constitutes commingling, and what records brokers must maintain. Also review Tennessee's advertising rules, which require specific disclosures including the brokerage name in all advertising.

Licensing in a nearby state? See the Virginia real estate practice exam or the North Carolina practice exam. National content is covered in our national real estate practice exam and the real estate study guide.

How to Get Your Tennessee Real Estate License

Getting a Tennessee real estate affiliate broker license requires completing state-approved pre-license education, passing the licensing exam, and activating your license with a sponsoring broker. Most candidates complete the process in 2–5 months.

Tennessee calls its entry-level license an Affiliate Broker, which must be activated under a sponsoring Principal Broker.

90 hrsPre-License Hrs
120Exam Questions
70%Passing Score
PSIExam Provider
Affiliate BrokerLicense Type

Steps to Get Your Tennessee Real Estate License

StepWhat to Do
1. Complete Pre-License EducationComplete 90 hours of coursework from a state-approved school covering real estate principles, contracts, finance, and Tennessee-specific law.
2. Pass the Licensing Exam120-question exam administered by PSI, covering national real estate principles and Tennessee state law. Passing score: 70%.
3. Submit Your ApplicationApply to the Tennessee Real Estate Commission with your exam results, background check, and required fees.
4. Activate with a Sponsoring BrokerYour license must be affiliated with a licensed sponsoring broker before you can legally represent clients or earn commissions in Tennessee.

What to Focus On for the Tennessee State Exam

Beyond national real estate principles, the Tennessee exam places particular emphasis on Tennessee agency disclosure and the Residential Property Condition Disclosure. Mastering your state's specific rules in this area is critical for both passing the exam and practicing effectively in Tennessee.

Our free Tennessee real estate practice exam covers both national and state-specific content. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.

Frequently Asked Questions — Tennessee Real Estate Exam

How many questions are on the Tennessee real estate exam?

The Tennessee affiliate broker exam has 120 multiple-choice questions: 80 on national content (160 minutes) and 40 on Tennessee-specific law (80 minutes). The sections are timed and scored separately. You must score at least 70% on each section — 56 of 80 on the national and 28 of 40 on the state section.

What is a Tennessee affiliate broker?

Tennessee does not license "salespersons." The entry-level license in Tennessee is called an affiliate broker. An affiliate broker must work under the supervision of a principal broker and cannot work independently. After 3 years of active experience as an affiliate broker, a licensee may qualify for the broker exam. This terminology is unique to Tennessee and is heavily tested on the exam.

How many hours of pre-license education are required in Tennessee?

Tennessee affiliate broker candidates must complete 60 hours of approved pre-license education before sitting for the exam. After passing the exam and before the license is issued, new affiliate brokers must also complete a 30-hour "Course for New Affiliates." This additional course must be completed within one year of passing the licensing exam.

How long is a Tennessee real estate license valid?

Tennessee real estate licenses are valid for 2 years. To renew, licensees must complete 16 hours of continuing education during each renewal cycle, including a required 6-hour TREC Core course. Licenses must be renewed before the expiration date to remain active.

Can I take the Tennessee real estate exam online?

Yes. PSI offers both in-person testing at approved Tennessee testing centers and secure remote online proctoring. Remote testing has specific technical and environmental requirements. You can schedule either option through the PSI website after receiving your eligibility confirmation from TREC.

What is the Tennessee Consumer Notification form?

The Consumer Notification form is a TREC-required disclosure that all Tennessee licensees must provide to buyers and sellers at the first meaningful contact. The form explains the different agency relationships available in Tennessee — buyer representation, seller representation, dual agency, and transaction broker — so clients understand who the agent is working for before any substantive discussions take place.

How do Tennessee trust account rules work?

Tennessee brokers must maintain a separate trust (escrow) account for all client funds. Earnest money must be deposited within three business days of receipt. Brokers may not commingle client funds with personal or operating funds. Trust account records must be maintained for a minimum of three years and are subject to inspection by TREC during audits.

Complete Pre-License Education
90 hours of Tennessee-approved coursework covering real estate principles, law, finance, and Tennessee-specific regulations.
Step 2
Pass the Licensing Exam
120-question exam administered by PSI. Passing score: 70%. The exam covers national real estate principles and Tennessee-specific law.
Step 3
Apply for Your License
Submit your application to the Tennessee Real Estate Commission along with your background check and exam results.
Step 4
Activate with a Broker
Your Tennessee license must be affiliated with a licensed sponsoring broker before you can legally represent buyers and sellers and earn commissions.

Tennessee Real Estate License Requirements at a Glance

RequirementDetail
Pre-License Education90 hours (Tennessee-approved school)
Exam Questions120 questions (national + state sections)
Passing Score70%
Exam ProviderPSI
License TypeReal Estate Affiliate Broker
Licensing AuthorityTennessee Real Estate Commission

Key Tennessee-Specific Topic to Know

Beyond national real estate principles, the Tennessee exam places particular emphasis on Tennessee agency disclosure and the Residential Property Condition Disclosure. Understanding your state's specific requirements in this area is essential for both passing the exam and practicing real estate effectively in Tennessee.

Our free Tennessee real estate practice exam covers both the national and state-specific content you need to pass. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.

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