Wisconsin Life & Health Insurance License Practice Exam
4 separate exams — no combined exam. Each exam: 100 questions, 120 min, 70%. 20 hrs pre-licensing per line. Fieldprint fingerprinting ($36). Apply within 180 days.
Wisconsin Life & Health — Study by Topic
Drill Wisconsin state law (each exam: ~35–40 scored Qs on WI law) or practice general concepts. 4 separate exams — Life, A&H, Property, Casualty. Each 100 questions, 120 min.
Life Insurance
Term, whole life, universal life, variable, annuities, Annuity Best Interest, riders, nonforfeiture, settlement options, beneficiaries, underwriting.
A&H Insurance
Individual/group health, disability income, LTC (8-hr initial + 4-hr refresher + 1 hr WI Medicaid), Medicare supplement (A–N), COBRA, ACA, HMOs, dental.
Wisconsin State Law
OCI, PSI, 4 separate exams, 20-hr pre-licensing, Fieldprint $36, 180-day score validity, 48-72 hr wait to apply, WI Insurance Security Fund, 24 CE hrs, 60-day CE deadline.
Policy Provisions
Contract law, insurable interest, grace period, incontestability, entire contract, misstatement of age, taxation, qualified plans, HSA/HRA.
🌟 Full WI L&H Practice
100-question timed practice simulating each WI PSI exam (Life or A&H). 2 hours. 70% to pass. Wisconsin has 4 separate exams — no combined exam. Score valid 180 days.
About the Wisconsin Life & Health Insurance License Exam
To get your Wisconsin Life & Health insurance license, you must pass the state licensing exam administered by PSI Services LLC with a passing score of 70%. Exam fee: $75 per exam. Wisconsin is regulated by the Wisconsin Office of the Commissioner of Insurance (OCI) under Wisconsin Statutes Chapter 628. Visit oci.wi.gov for official licensing information. 4 SEPARATE exams — NO combined L&H or P&C exams (Life, Accident & Health, Property, Casualty each separate); Fieldprint fingerprinting (code: FPWIOCIINSURANCE, $36, valid 180 days); 180-day score validity (unique — shortest in portfolio); 48–72 hour wait after passing before applying; $10/line NIPR application fee; newly licensed producers exempt from CE for first renewal; Commissioner appointed; "intermediary" = producer in Wisconsin.
Pre-licensing education in Wisconsin: 20 hours per line. Continuing education: 24 hours + 3 ethics biennial. License renewal fee: $35/line biennial. CE must be completed before submitting your Wisconsin renewal application. How to get licensed in Wisconsin: complete pre-licensing → submit background check/fingerprinting → pass PSI Services LLC exam → apply for Wisconsin producer license.
How to get a Wisconsin Life & Health insurance license in 2026: The Wisconsin Office of the Commissioner of Insurance (OCI) (oci.wi.gov) administers all producer licensing in Wisconsin. Exam: PSI Services LLC, $75 per exam, 70%. Pre-licensing: 20 hours per line. Once licensed, maintain your Wisconsin Life & Health license by completing 24 hours + 3 ethics biennial and paying the $35/line biennial renewal. For questions contact the Wisconsin Office of the Commissioner of Insurance (OCI).
OCI (oci.wi.gov). Wis. Stat. Chapter 628. Commissioner appointed. 4 SEPARATE exams (Life, A&H, Property, Casualty — no combined). Fieldprint FPWIOCIINSURANCE ($36, 180-day validity). 180-day score validity. 48-72 hr post-exam wait. $10/line NIPR. Newly licensed exempt from CE first period. Wisconsin Insurance Security Fund (one fund for L&H AND P&C).
Frequently Asked Questions — Wisconsin Life & Health Exam
How do I get a Wisconsin Life & Health insurance license?
To become a licensed Life & Health producer in Wisconsin: (1) Complete any required pre-licensing education (20 hours per line); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the PSI Services LLC exam ($75 per exam, 70%); (4) Apply for your Wisconsin producer license. The Wisconsin Office of the Commissioner of Insurance (OCI) (oci.wi.gov) oversees all insurance producer licensing in Wisconsin.
What exam does Wisconsin use for Life & Health insurance licensing?
Wisconsin uses PSI Services LLC to administer the Life & Health insurance licensing exam. Fee: $75 per exam. Passing score: 70%. 4 SEPARATE exams — NO combined L&H or P&C exams (Life, Accident & Health, Property, Casualty each separate); Fieldprint fingerprinting (code: FPWIOCIINSURANCE, $36, valid 180 days); 180-day score validity (unique — shortest in portfolio); 48–72 hour wait after passing before applying; $10/line NIPR application fee; newly licensed producers exempt from CE for first renewal; Commissioner appointed; "intermediary" = producer in Wisconsin.
Does Wisconsin require pre-licensing for Life & Health insurance?
20 hours per line. For official pre-licensing provider information, visit oci.wi.gov.
What are Wisconsin's CE requirements for Life & Health producers?
Wisconsin requires: 24 hours + 3 ethics biennial. Renewal fee: $35/line biennial. CE must be completed before submitting the renewal application. Contact the Wisconsin Office of the Commissioner of Insurance (OCI) at oci.wi.gov for CE provider information.
What makes Wisconsin unique for Life & Health insurance licensing?
4 SEPARATE exams — NO combined L&H or P&C exams (Life, Accident & Health, Property, Casualty each separate); Fieldprint fingerprinting (code: FPWIOCIINSURANCE, $36, valid 180 days); 180-day score validity (unique — shortest in portfolio); 48–72 hour wait after passing before applying; $10/line NIPR application fee; newly licensed producers exempt from CE for first renewal; Commissioner appointed; "intermediary" = producer in Wisconsin.
Practice Exam Questions — Wisconsin Life & Health
5 state-specific questions drawn from the Wisconsin exam content outline. Correct answer highlighted in green.
Wisconsin has FOUR SEPARATE exams (no combined L&H or P&C), meaning:
- Wisconsin has one combined L&H exam like most portfolio states
- Wisconsin requires separate exams for Life, Accident & Health, Property, and Casualty — each with separate 20-hr pre-licensing, $75 PSI exam fee, and separate license; unique in the portfolio; no combined exams
- Wisconsin has two exams: one combined L&H and one combined P&C
- Wisconsin has six separate exams including variable and surplus lines
Wisconsin Fieldprint fingerprinting:
- Done after passing the PSI exam
- Done at the PSI test center on exam day
- Must be done BEFORE applying — code: FPWIOCIINSURANCE; $36 fee; valid 180 days; results to Wisconsin DOJ and FBI; pre-application fingerprinting unique in portfolio
- Done via IdentoGO (different brand name, same process)
Wisconsin's score validity period of 180 days is:
- The standard 1-year validity seen in most portfolio states
- The longest score validity in the portfolio
- The SHORTEST score validity in the portfolio — only 180 days from passing; most states give 1 year; also applies to the 180-day Fieldprint fingerprint validity
- 6 months — same as Indiana
Wisconsin CE has a unique exemption:
- No CE exemptions
- Newly licensed producers are exempt from CE for their FIRST biennial renewal period — unique in the portfolio; after first period, standard 24 CE hours + 3 ethics biennial; OCI: oci.wi.gov; $35/line renewal biennial
- All producers exempt from CE for first 5 years
- CE is optional in Wisconsin
Wisconsin's primary insurance statute is:
- Wisconsin Statutes Chapter 600 — General Insurance
- Wisconsin Statutes Chapter 628 — Agents, Brokers, and Others; OCI at oci.wi.gov; 125 South Webster Street, Madison WI 53703; Commissioner appointed; 4 separate exams; Fieldprint FPWIOCIINSURANCE; 180-day score validity
- Wisconsin Administrative Code INS 6
- Wisconsin Statutes Chapter 345 — Uniform Traffic Laws