Nevada Property & Casualty Insurance License Practice Exam
141 scored questions (InsNV_PC06), 3 hrs 35 min. Scaled score 70 to pass. No pre-licensing. IdentoGO fingerprinting after applying. 25/50/20 auto. PASS only. $185 renewal.
Nevada Property & Casualty — Study by Topic
Drill Nevada state law (NRS 683A) or practice general P&C concepts. 141 scored questions (InsNV_PC06), 3 hrs 35 min. 25/50/20 auto minimums. OnVUE available (2 attempts max). IdentoGO fingerprinting.
Property Insurance
Homeowners (HO-2/3/4/5/6/8), dwelling policies (DP-1/2/3), commercial property, BOP, NFIP, inland marine, earthquake, ACV vs. replacement cost, coinsurance.
Casualty & Liability
Auto (PAP, 25/50/20, UM/UIM), CGL, WC (NRS 616A/B), umbrella, bonds, professional liability, crime, commercial auto, Nevada modified comparative negligence.
Nevada State Law
NDOI, Commissioner ELECTED, NIGA (NRS 687A), 25/50/20 at-fault, UM/UIM offer required, NRS 687B cancellation/nonrenewal, surplus lines NRS 685A, WC NRS 616A/B, 30 CE hrs triennial, $185 renewal.
P&C Concepts
Subrogation, indemnity, coinsurance, pro rata/short-rate, insurable interest at loss, COI informational, waiver/estoppel, NRS 687B cancellation/nonrenewal, NRS 685A surplus lines.
🌟 Full NV P&C Exam
141-question timed exam simulating the Pearson VUE Nevada InsNV_PC06 combined P&C exam. 215 minutes. Scaled score 70. 25/50/20 auto. No pre-licensing. IdentoGO fingerprinting. Elected Commissioner.
About the Nevada Property & Casualty Insurance License Exam
To get your Nevada Property & Casualty insurance license, you must pass the state licensing exam administered by Pearson VUE with a passing score of Scaled score of 70 (per NAC 683A.270 — not 80% as widely misreported). Exam fee: $47. Nevada is regulated by the Nevada Division of Insurance (NDOI) under Nevada Revised Statutes Chapter 683A. Visit doi.nv.gov for official licensing information. Commissioner ELECTED; 30-hr triennial CE; $185 renewal; 141 scored questions/215 min; 25/50/20 auto (unique $20K PD); no mandatory PIP; at-fault; OnVUE max 2 online; IdentoGO within 90 days of applying; Nevada Insurance Guaranty Association (NIGA) NRS §687A; NRS 690B.029 older driver discount; countersigning NRS 680A.300.
Pre-licensing education in Nevada: None required. Continuing education: 30 hours + 3 ethics triennial (unique — only triennial state in portfolio). License renewal fee: $185 triennial (highest renewal fee in portfolio). CE must be completed before submitting your Nevada renewal application. How to get licensed in Nevada: complete pre-licensing → submit background check/fingerprinting → pass Pearson VUE exam → apply for Nevada producer license.
How to get a Nevada Property & Casualty insurance license in 2026: The Nevada Division of Insurance (NDOI) (doi.nv.gov) administers all producer licensing in Nevada. Exam: Pearson VUE, $47, Scaled score of 70 (per NAC 683A.270 — not 80% as widely misreported). Pre-licensing: None required. Once licensed, maintain your Nevada Property & Casualty license by completing 30 hours + 3 ethics triennial (unique — only triennial state in portfolio) and paying the $185 triennial (highest renewal fee in portfolio) renewal. For questions contact the Nevada Division of Insurance (NDOI).
NDOI (doi.nv.gov). NRS Chapter 683A. Commissioner ELECTED. 141 scored questions + 15 pretest = 156 total, 215 min. Scaled score 70. 25/50/20 auto (unique $20K PD, no PIP). OnVUE max 2 online. IdentoGO within 90 days of applying. 30-hr triennial CE. $185 renewal. NIGA §687A.
Frequently Asked Questions — Nevada Property & Casualty Exam
How do I get a Nevada Property & Casualty insurance license?
To become a licensed Property & Casualty producer in Nevada: (1) Complete any required pre-licensing education (None required); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Pearson VUE exam ($47, Scaled score of 70 (per NAC 683A.270 — not 80% as widely misreported)); (4) Apply for your Nevada producer license. The Nevada Division of Insurance (NDOI) (doi.nv.gov) oversees all insurance producer licensing in Nevada.
What exam does Nevada use for Property & Casualty insurance licensing?
Nevada uses Pearson VUE to administer the Property & Casualty insurance licensing exam. Fee: $47. Passing score: Scaled score of 70 (per NAC 683A.270 — not 80% as widely misreported). Commissioner ELECTED; 30-hr triennial CE; $185 renewal; 141 scored questions/215 min; 25/50/20 auto (unique $20K PD); no mandatory PIP; at-fault; OnVUE max 2 online; IdentoGO within 90 days of applying; Nevada Insurance Guaranty Association (NIGA) NRS §687A; NRS 690B.029 older driver discount; countersigning NRS 680A.300.
Does Nevada require pre-licensing for Property & Casualty insurance?
None required. For official pre-licensing provider information, visit doi.nv.gov.
What are Nevada's CE requirements for Property & Casualty producers?
Nevada requires: 30 hours + 3 ethics triennial (unique — only triennial state in portfolio). Renewal fee: $185 triennial (highest renewal fee in portfolio). CE must be completed before submitting the renewal application. Contact the Nevada Division of Insurance (NDOI) at doi.nv.gov for CE provider information.
What makes Nevada unique for Property & Casualty insurance licensing?
Commissioner ELECTED; 30-hr triennial CE; $185 renewal; 141 scored questions/215 min; 25/50/20 auto (unique $20K PD); no mandatory PIP; at-fault; OnVUE max 2 online; IdentoGO within 90 days of applying; Nevada Insurance Guaranty Association (NIGA) NRS §687A; NRS 690B.029 older driver discount; countersigning NRS 680A.300.
Practice Exam Questions — Nevada Property & Casualty
5 state-specific questions drawn from the Nevada exam content outline. Correct answer highlighted in green.
Nevada auto insurance minimums are:
- 25/50/25
- 25/50/10
- 25/50/20 — UNIQUE: $20,000 PD minimum (lower than most states' $25,000 PD); at-fault state; no mandatory PIP; UM/UIM must be offered in writing; modified comparative negligence
- 30/60/25
The Nevada Insurance Guaranty Association (NIGA) is governed by:
- NRS Chapter 686C (this is the L&H Guaranty Association)
- NRS Chapter 687A — NIGA protects Nevada P&C policyholders when a licensed admitted P&C member insurer becomes insolvent; surplus lines NOT covered
- NRS Chapter 683A (producer licensing)
- NRS Chapter 685A (surplus lines)
Nevada's surplus lines statute is:
- NRS 683A (producer licensing)
- NRS 685A — governs surplus lines brokers and placements in Nevada; surplus lines broker license required; must document diligent admitted market search; eligible non-admitted insurer required; must disclose not covered by NIGA
- NRS 687B (cancellation/nonrenewal)
- NRS 680A.300 (countersigning)
Nevada NRS 690B.029 governs:
- Nevada auto insurance minimums
- Nevada Assigned Risk Auto Plan
- A premium reduction for older drivers who complete approved defensive driving courses — Nevada auto insurers must offer this discount; tested Nevada-specific P&C state law topic
- Nevada Insurance Guaranty Association for auto claims
Nevada's countersigning requirement under NRS 680A.300 means:
- Any producer can countersign any Nevada policy
- Certain policies written on Nevada risks must be countersigned by a duly licensed Nevada resident producer — tested as a Nevada-specific P&C requirement; ensures Nevada-domiciled producers participate in Nevada risk transactions
- Countersigning is voluntary in Nevada
- Only insurance companies countersign — not producers