Arizona Life, Accident & Health Insurance License Practice Exam
Exam 13-33: 130 scored questions, 2.5 hours, 70% required on both the national and Arizona state sections independently. No pre-license education required in Arizona.
Arizona Life, Accident & Health — Study by Topic
Focus on state law (graded independently at 70%) or drill national concepts. Full 130-question timed exam available.
Life Insurance
Term, whole life, universal life, variable life, annuities, riders, nonforfeiture, beneficiaries, underwriting principles.
Health Insurance
Individual and group health, disability income, LTC, managed care, Medicare supplements, COBRA, ACA essentials.
Arizona State Law
DIFI authority, A.R.S. Title 20, producer licensing, 4-attempt limit, Fieldprint fingerprinting, 48-hr CE, unfair trade practices.
Policy Provisions
Contract law, insurable interest, beneficiaries, assignments, taxation, Social Security benefits, replacement regulations.
🌟 Full AZ Exam
130-question timed exam simulating the real PSI Exam 13-33. 2 hrs 30 min. 70% on each section to pass.
About the Arizona Life, Accident & Health Insurance Exam (Exam 13-33)
To get your Arizona Life & Health insurance license, you must pass the state licensing exam administered by Pearson VUE with a passing score of 70%. Exam fee: $40–$74. Arizona is regulated by the Arizona Department of Insurance and Financial Institutions (DIFI) under Arizona Revised Statutes Title 20. Visit difi.az.gov for official licensing information. No pre-licensing required; Fieldprint fingerprinting before applying; Pearson VUE OnVUE available; Commissioner appointed; DIFI regulates insurance, banking, and financial institutions.
Pre-licensing education in Arizona: None required. Continuing education: 24 hours + 3 ethics biennial. License renewal fee: $27.50–$55 biennial. CE must be completed before submitting your Arizona renewal application. How to get licensed in Arizona: complete pre-licensing → submit background check/fingerprinting → pass Pearson VUE exam → apply for Arizona producer license.
How to get a Arizona Life & Health insurance license in 2026: The Arizona Department of Insurance and Financial Institutions (DIFI) (difi.az.gov) administers all producer licensing in Arizona. Exam: Pearson VUE, $40–$74, 70%. Pre-licensing: None required. Once licensed, maintain your Arizona Life & Health license by completing 24 hours + 3 ethics biennial and paying the $27.50–$55 biennial renewal. For questions contact the Arizona Department of Insurance and Financial Institutions (DIFI).
DIFI (difi.az.gov) is the key agency. No pre-licensing — schedule Pearson VUE directly. Fieldprint fingerprinting done BEFORE applying. ARS Title 20. AZ L&H Guaranty §20-682. No CE carryover. Commissioner appointed within DIFI.
Frequently Asked Questions — Arizona Life & Health Exam
How do I get a Arizona Life & Health insurance license?
To become a licensed Life & Health producer in Arizona: (1) Complete any required pre-licensing education (None required); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Pearson VUE exam ($40–$74, 70%); (4) Apply for your Arizona producer license. The Arizona Department of Insurance and Financial Institutions (DIFI) (difi.az.gov) oversees all insurance producer licensing in Arizona.
What exam does Arizona use for Life & Health insurance licensing?
Arizona uses Pearson VUE to administer the Life & Health insurance licensing exam. Fee: $40–$74. Passing score: 70%. No pre-licensing required; Fieldprint fingerprinting before applying; Pearson VUE OnVUE available; Commissioner appointed; DIFI regulates insurance, banking, and financial institutions.
Does Arizona require pre-licensing for Life & Health insurance?
None required. For official pre-licensing provider information, visit difi.az.gov.
What are Arizona's CE requirements for Life & Health producers?
Arizona requires: 24 hours + 3 ethics biennial. Renewal fee: $27.50–$55 biennial. CE must be completed before submitting the renewal application. Contact the Arizona Department of Insurance and Financial Institutions (DIFI) at difi.az.gov for CE provider information.
What makes Arizona unique for Life & Health insurance licensing?
No pre-licensing required; Fieldprint fingerprinting before applying; Pearson VUE OnVUE available; Commissioner appointed; DIFI regulates insurance, banking, and financial institutions.
Practice Exam Questions — Arizona Life & Health
5 state-specific questions drawn from the Arizona exam content outline. Correct answer highlighted in green.
Which agency regulates Life & Health insurance in Arizona?
- The Arizona Department of Insurance (ADOI)
- The Arizona Department of Insurance and Financial Institutions (DIFI) — governs insurance, banking, and financial institutions; website: difi.az.gov; Commissioner appointed
- The Arizona Secretary of State
- The federal Office of Insurance Regulation
Arizona Life & Health exams are administered by:
- PSI Services LLC
- Prometric
- Pearson VUE — in-person or OnVUE remote proctoring; exam fee $40-74; passing score 70%; no pre-licensing required for major lines
- The Arizona Department of Insurance directly
Arizona requires fingerprinting via:
- IdentoGO — done after passing the exam
- Fieldprint — done BEFORE applying, using the Fieldprint code specific to the AID; valid for 6 months
- At the Pearson VUE test center on exam day
- No fingerprinting required in Arizona
Arizona CE requires how many hours per biennial renewal period?
- 16 hours + 2 ethics
- 24 hours + 3 ethics biennial — CE must be completed before submitting renewal; no CE carryover; Commissioner appointed
- 30 hours + 3 ethics triennial (same as Nevada)
- 12 hours + 1 ethics
Arizona's primary insurance statute is:
- Arizona Administrative Code Title 20
- Arizona Revised Statutes (ARS) Title 20 — Insurance; DIFI administers at difi.az.gov; Commissioner appointed
- Arizona Revised Statutes Title 12 — Professional Regulations
- Arizona Revised Statutes Title 32 — Professions and Occupations