Free Kentucky Real Estate Practice Exam
Kentucky real estate sales associate practice exam. 130 questions covering national content and Kentucky state law.
Kentucky Real Estate Exam
Practice by Kentucky Real Estate Topic
Target a specific area, or launch the full exam below
Real Estate Principles
Property ownership, contracts, agency, deeds, fair housing, and appraisal. Core national content.
Real Estate Finance
Mortgages, loan types, RESPA, TILA, title insurance, and closing costs.
Kentucky State Law
KREC rules, Kentucky license law, agency relationships, brokerage requirements, property management, and KY-specific regulations.
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Full KY Real Estate Practice Exam
National and Kentucky-specific questions combined to match the real Kentucky sales associate exam structure.
About the Kentucky Real Estate Exam
The Kentucky real estate licensing exam is administered by PSI Services on behalf of the Kentucky Real Estate Commission (KREC). Kentucky uses the title sales associate for its entry-level license (not "salesperson"). Before sitting for the exam, candidates must complete 96 hours of KREC-approved pre-license education. After passing both sections, candidates must submit a completed license application to KREC within 60 days of passing. Kentucky does not offer online exam proctoring — all candidates must test in person at a PSI testing center.
The exam consists of 130 scored multiple-choice questions: 80 on national content (150 minutes) and 50 on Kentucky-specific law (90 minutes). The questions are intermixed throughout the exam — not presented in separate sections — though they are independently scored. A passing score of 75% is required on each section. If a candidate fails one section but passes the other, they only need to retake the failed section within 4 months.
Kentucky Real Estate Exam Topic Breakdown
| Section | Questions | Key Topics |
|---|---|---|
| Property Ownership | 8 | Real vs. personal property, ownership types, land descriptions |
| Land Use Controls | 5 | Zoning, eminent domain, deed restrictions, environmental regulations |
| Valuation & Market Analysis | 7 | CMA, appraisal approaches, market value, depreciation |
| Financing | 10 | Mortgages, FHA/VA/conventional, RESPA, TILA, closing costs |
| Agency | 13 | Agency relationships, fiduciary duties, buyer and seller representation |
| Contracts | 14 | Purchase agreements, listing contracts, offer/acceptance, contingencies |
| Practice of Real Estate / Calculations | 23 | License law, fair housing, trust accounts, advertising, math |
| KY — KREC & License Requirements | 12 | Commission structure, license types (sales associate/broker), 60-day app window, CE requirements |
| KY — Brokerage & Activities | 14 | Broker supervision, affiliated licensee duties, advertising, trust accounts, company license |
| KY — Agency, Disclosure & Contracts | 12 | Kentucky agency law, disclosure requirements, buyer/seller representation, dual agency |
| KY — Property Management & Other | 12 | Property management agreements, landlord-tenant, fair housing, disciplinary actions |
Sample Kentucky Real Estate Exam Questions
1. Kentucky uses the title "sales associate" for entry-level licensees. After passing the exam, a Kentucky sales associate must submit their license application to KREC within:
2. Under Kentucky law, a real estate sales associate who fails the state portion of the licensing exam but passes the national portion must:
3. Kentucky's license law requires a real estate licensee's advertising to comply with which of the following requirements?
Study Tips for the Kentucky Real Estate Exam
Kentucky's exam uses the term "sales associate" not "salesperson" — know this terminology. The 60-day application window after passing is one of the most tested Kentucky-specific facts. Also note that the exam questions are intermixed — national and state questions are not presented in separate labeled sections, so you must know both thoroughly and can't easily skip one type.
Kentucky requires a 75% passing score (higher than many states), and if you fail one section you have only 4 months to retake it. Study KREC's rules on advertising, trust accounts, and broker supervision carefully — these are high-frequency topics on the state section. Kentucky also has specific rules about the company license separate from the individual broker license.
Licensing in a nearby state? See the Ohio real estate practice exam or the Tennessee practice exam. National content is covered in our national real estate practice exam.
How to Get Your Kentucky Real Estate License
There are four steps to get your Kentucky real estate salesperson license. Most people finish in two to five months.
Steps to Get Your Kentucky Real Estate License
| Step | What to Do |
|---|---|
| 1. Pre-License Education | Complete 96 hours at a state-approved school. Topics include principles, contracts, finance, and Kentucky law. |
| 2. Licensing Exam | Take the 130-question exam through PSI. It covers national concepts and Kentucky state law. You need 75% to pass. |
| 3. Submit Application | Send your results, background check, and fees to the Kentucky Real Estate Commission. |
| 4. Activate with a Broker | Attach your license to a sponsoring broker. You cannot work with clients or earn commissions until you do. |
What to Focus On for the Kentucky State Exam
The Kentucky state exam pays close attention to Kentucky agency disclosure and the Seller's Property Disclosure. Know these rules well. They appear on the exam and come up in daily practice.
Our free Kentucky real estate practice exam covers both national and state content. You can also try the national real estate practice exam or the real estate exam study guide.
Interested in where this license leads? See our guide to real estate careers — including salary ranges, how to break in, and what the career looks like day to day.
Frequently Asked Questions — Kentucky Real Estate Exam
How many questions are on the Kentucky real estate exam?
The Kentucky sales associate exam has 130 scored multiple-choice questions: 80 national (150 minutes) and 50 Kentucky-specific (90 minutes), totaling 4 hours. Questions are intermixed throughout the exam. A minimum of 75% is required on each section independently.
Can I take the Kentucky real estate exam online?
No. Kentucky does not currently offer online remote proctoring for the real estate sales associate exam. All candidates must test in person at an authorized PSI testing center. PSI has testing locations throughout Kentucky including Bowling Green, Lexington, Louisville, Paducah, and Somerset.
What is the application deadline after passing the Kentucky exam?
After passing both sections of the Kentucky real estate exam, candidates must submit a completed license application to KREC within 60 days of the date they passed. The application must include proof of education, the exam score report, and other required documentation. Missing the 60-day deadline requires retaking the exam.
How long is a Kentucky real estate license valid?
Kentucky real estate sales associate licenses are valid for 2 years. To renew, licensees must complete continuing education requirements set by KREC. First-renewal licensees may have specific post-license education requirements. Licenses must be renewed before the expiration date to remain active.
If I fail one section of the Kentucky exam, do I have to retake both?
No. Kentucky allows candidates who pass one section but fail the other to retake only the failed section. The failed section must be retaken within 4 months of the original attempt. If 4 months pass without a retake, both sections must be taken again.
How many hours of pre-license education does Kentucky require?
Kentucky requires 96 hours of KREC-approved pre-license education, either as a 96-hour course from an approved proprietary school or as 6 credit hours in real estate from an accredited college. Pre-license education does not expire in Kentucky — there is no time limit between completing the courses and taking the exam.
Kentucky Real Estate License Requirements at a Glance
| Requirement | Detail |
|---|---|
| Pre-License Education | 96 hours (Kentucky-approved school) |
| Exam Questions | 130 questions (national + state sections) |
| Passing Score | 75% |
| Exam Provider | PSI |
| License Type | Real Estate Salesperson |
| Licensing Authority | Kentucky Real Estate Commission |
Key Kentucky-Specific Topic to Know
Beyond national real estate principles, the Kentucky exam places particular emphasis on Kentucky agency disclosure and the Seller's Property Disclosure. Understanding your state's specific requirements in this area is essential for both passing the exam and practicing real estate effectively in Kentucky.
Our free Kentucky real estate practice exam covers both the national and state-specific content you need to pass. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.