Free Missouri Real Estate Practice Exam
Missouri real estate salesperson practice exam. 140 questions covering national content and Missouri state law.
Missouri Real Estate Exam
Practice by Missouri Real Estate Topic
Target a specific area, or launch the full exam below
Real Estate Principles
Property ownership, contracts, agency, deeds, fair housing, and appraisal. Core national content.
Real Estate Finance
Mortgages, loan types, RESPA, TILA, title insurance, and closing costs.
Missouri State Law
MREC rules, Missouri licensing law, trust fund rules, Missouri Human Rights Act, agency disclosure, and MO-specific regulations.
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Full MO Real Estate Practice Exam
National and Missouri-specific questions combined to match the real Missouri salesperson exam structure.
About the Missouri Real Estate Exam
The Missouri real estate salesperson licensing exam is administered by PSI Services on behalf of the Missouri Real Estate Commission (MREC). Before sitting for the exam, candidates must complete 72 total hours of education: a 48-hour pre-exam salesperson course (completed before the exam) and a 24-hour Missouri Real Estate Practice (MREP) course (which can be completed after the exam but must be finished before submitting the license application). Critically, the entire process — both courses, the exam, and the license application — must be completed within 6 months of finishing the 48-hour course.
The exam consists of 140 scored multiple-choice questions: 100 on national content and 40 on Missouri-specific law. When taken together, the questions are intermixed throughout one exam session with a 4-hour total time limit. Passing scores differ: 70% on the national portion (70/100) and 75% on the Missouri state portion (30/40). Missouri is one of the few states with a higher passing threshold on the state section than the national section.
Missouri Real Estate Exam Topic Breakdown
| Section | Questions | Key Topics |
|---|---|---|
| Property Ownership | 10 | Real vs. personal property, ownership types, land descriptions |
| Land Use Controls | 6 | Zoning, eminent domain, deed restrictions, environmental regulations |
| Valuation & Market Analysis | 9 | CMA, appraisal approaches, market value, depreciation |
| Financing | 12 | Mortgages, FHA/VA/conventional, RESPA, TILA, closing costs |
| Agency & Contracts | 33 | Agency relationships, fiduciary duties, listing/buyer contracts, contingencies |
| Practice of Real Estate / Calculations | 30 | License law, fair housing, trust accounts, advertising, math |
| MO — MREC & License Law | 10 | Commission structure, 48+24 hr education, license types, renewal, disciplinary process |
| MO — Agency & Disclosure | 10 | Missouri agency law, dual agency, broker disclosure forms, property condition disclosure |
| MO — Trust Funds & Supervision | 10 | Earnest money deposit timing, trust account rules, broker supervision, commingling |
| MO — Fair Housing & Consumer Protection | 10 | Missouri Human Rights Act, additional protected classes, MREC enforcement |
Sample Missouri Real Estate Exam Questions
1. Under Missouri law, a salesperson candidate who completes the 48-hour pre-exam course must pass both exam sections and submit their license application to MREC within:
2. The Missouri Human Rights Act (MHRA) prohibits housing discrimination based on protected classes. Which class does the MHRA add that is NOT protected under the federal Fair Housing Act?
3. Under Missouri license law, earnest money received by a licensee must be deposited into the broker's trust account:
Study Tips for the Missouri Real Estate Exam
Missouri's most distinctive exam challenge is the 6-month rule — the clock starts the day you complete the 48-hour course, and everything (MREP course, both exam sections, license application) must be done within that window. Know this cold. Missouri also has one of the larger national sections at 100 questions, so allocate significant study time to national content.
On the state section, focus on the Missouri Human Rights Act (particularly the "ancestry" protected class), Missouri's trust account deposit rules, and the specific duties of brokers in supervising licensees. The state exam passes at 75% — higher than the national section's 70% — so the state section deserves extra preparation time.
Licensing in a nearby state? See the Illinois real estate practice exam or the Tennessee practice exam. National content is covered in our national real estate practice exam.
How to Get Your Missouri Real Estate License
Getting a Missouri real estate salesperson license requires completing state-approved pre-license education, passing the licensing exam, and activating your license with a sponsoring broker. Most candidates complete the process in 2–5 months.
Steps to Get Your Missouri Real Estate License
| Step | What to Do |
|---|---|
| 1. Complete Pre-License Education | Complete 72 hours of coursework from a state-approved school covering real estate principles, contracts, finance, and Missouri-specific law. |
| 2. Pass the Licensing Exam | 140-question exam administered by PSI, covering national real estate principles and Missouri state law. Passing score: 75%. |
| 3. Submit Your Application | Apply to the Missouri Real Estate Commission with your exam results, background check, and required fees. |
| 4. Activate with a Sponsoring Broker | Your license must be affiliated with a licensed sponsoring broker before you can legally represent clients or earn commissions in Missouri. |
What to Focus On for the Missouri State Exam
Beyond national real estate principles, the Missouri exam places particular emphasis on Missouri agency disclosure and the Seller's Disclosure of Property Condition. Mastering your state's specific rules in this area is critical for both passing the exam and practicing effectively in Missouri.
Our free Missouri real estate practice exam covers both national and state-specific content. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.
Frequently Asked Questions — Missouri Real Estate Exam
How many questions are on the Missouri real estate exam?
The Missouri salesperson exam has 140 scored multiple-choice questions: 100 on national content and 40 on Missouri-specific law. Questions are intermixed in a single 4-hour session. Passing scores differ by section: 70% on the national (70/100) and 75% on the state (30/40).
What is Missouri's 6-month rule?
Missouri's 6-month rule requires candidates to complete the MREP course, pass both exam sections, and submit their license application to MREC within 6 months of completing the 48-hour pre-exam course. Missing this window means retaking the 48-hour course from scratch. This is one of the most heavily tested Missouri-specific facts on the state exam.
What does the Missouri pre-license education require?
Missouri requires 72 total hours: a 48-hour pre-examination salesperson course (completed before the exam) and a 24-hour Missouri Real Estate Practice (MREP) course (can be completed after the exam but must be finished before applying for the license). Both courses must be completed within the 6-month window from the 48-hour course completion date.
What is the Missouri Human Rights Act?
The Missouri Human Rights Act (RSMo § 213.040) prohibits housing discrimination based on race, color, religion, national origin, ancestry, sex, disability, and familial status. "Ancestry" is an additional protected class beyond federal fair housing law. Missouri agents must comply with both the federal Fair Housing Act and the Missouri Human Rights Act in every transaction.
How long is a Missouri real estate license valid?
Missouri real estate salesperson licenses are valid for 2 years. To renew, licensees must complete 12 hours of continuing education annually (24 hours per 2-year cycle). The CE must include mandatory topics set by MREC.
Can I take the Missouri real estate exam online?
No. Missouri currently requires candidates to take the real estate exam in person at an approved PSI testing center. PSI operates testing centers in St. Louis, Kansas City, Springfield, and Jefferson City, as well as some neighboring out-of-state locations authorized for Missouri candidates.
What are Missouri's trust account rules?
Missouri brokers must deposit all client funds — including earnest money — into a separate trust account by the end of the next banking day following receipt. Trust funds must never be commingled with operating or personal funds. Brokers must maintain complete trust account records for inspection by MREC and are subject to random audits.
Missouri Real Estate License Requirements at a Glance
| Requirement | Detail |
|---|---|
| Pre-License Education | 72 hours (Missouri-approved school) |
| Exam Questions | 140 questions (national + state sections) |
| Passing Score | 75% |
| Exam Provider | PSI |
| License Type | Real Estate Salesperson |
| Licensing Authority | Missouri Real Estate Commission |
Key Missouri-Specific Topic to Know
Beyond national real estate principles, the Missouri exam places particular emphasis on Missouri agency disclosure and the Seller's Disclosure of Property Condition. Understanding your state's specific requirements in this area is essential for both passing the exam and practicing real estate effectively in Missouri.
Our free Missouri real estate practice exam covers both the national and state-specific content you need to pass. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.