Indiana Life & Health Insurance License Practice Exam
135 scored questions (100 national + 35 state), 70% to pass. 40 hours pre-licensing required. Gemalto fingerprinting required. Apply via NIPR/Sircon ($40/line). OnVUE available for first attempt; retakes in-person.
Indiana Life & Health — Study by Topic
Drill Indiana state law (~35 scored Qs, ~26% of exam) or practice national concepts. Full 135-question timed exam available.
Life Insurance
Term, whole life, universal life, variable, annuities, riders, nonforfeiture, settlement options, beneficiaries, underwriting.
Health & A/H
Individual/group health, disability income, LTC, Medicare supplement (A–N), COBRA, ACA, managed care, HSA/HRA.
Indiana State Law
IDOI, IC Title 27, 40-hr pre-licensing, 6-month certificate, Gemalto fingerprinting, 48-hr retake, single score, 24 CE hrs, no carryover, $40 NIPR fee.
Policy Provisions
Contract law, insurable interest, grace period, incontestability, entire contract, misstatement of age, taxation, Social Security.
🌟 Full IN Exam
135-question timed exam simulating the Pearson VUE Indiana Life & Health exam. 3 hours. Single combined 70% scaled score to pass.
About the Indiana Life & Health Insurance License Exam
To get your Indiana Life & Health insurance license, you must pass the state licensing exam administered by Pearson VUE with a passing score of 70%. Exam fee: $69. Indiana is regulated by the Indiana Department of Insurance (IDOI) under Indiana Code Title 27. Visit www.in.gov/idoi for official licensing information. No pre-licensing required; Gemalto fingerprinting (not IdentoGO or Fieldprint); Pearson VUE OnVUE available for first attempt only (subsequent in-person); 48-hour wait between attempts; Commissioner appointed; IC Title 27; Indianapolis is growing insurance hub.
Pre-licensing education in Indiana: None required. Continuing education: 24 hours + 3 ethics biennial. License renewal fee: $40/line biennial. CE must be completed before submitting your Indiana renewal application. How to get licensed in Indiana: complete pre-licensing → submit background check/fingerprinting → pass Pearson VUE exam → apply for Indiana producer license.
How to get a Indiana Life & Health insurance license in 2026: The Indiana Department of Insurance (IDOI) (www.in.gov/idoi) administers all producer licensing in Indiana. Exam: Pearson VUE, $69, 70%. Pre-licensing: None required. Once licensed, maintain your Indiana Life & Health license by completing 24 hours + 3 ethics biennial and paying the $40/line biennial renewal. For questions contact the Indiana Department of Insurance (IDOI).
IDOI (www.in.gov/idoi). IC Title 27. No pre-licensing. Gemalto fingerprinting (not IdentoGO). OnVUE first attempt only — subsequent in-person. Commissioner appointed. 48-hr wait between attempts. No CE carryover. $40/line renewal.
Frequently Asked Questions — Indiana Life & Health Exam
How do I get a Indiana Life & Health insurance license?
To become a licensed Life & Health producer in Indiana: (1) Complete any required pre-licensing education (None required); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Pearson VUE exam ($69, 70%); (4) Apply for your Indiana producer license. The Indiana Department of Insurance (IDOI) (www.in.gov/idoi) oversees all insurance producer licensing in Indiana.
What exam does Indiana use for Life & Health insurance licensing?
Indiana uses Pearson VUE to administer the Life & Health insurance licensing exam. Fee: $69. Passing score: 70%. No pre-licensing required; Gemalto fingerprinting (not IdentoGO or Fieldprint); Pearson VUE OnVUE available for first attempt only (subsequent in-person); 48-hour wait between attempts; Commissioner appointed; IC Title 27; Indianapolis is growing insurance hub.
Does Indiana require pre-licensing for Life & Health insurance?
None required. For official pre-licensing provider information, visit www.in.gov/idoi.
What are Indiana's CE requirements for Life & Health producers?
Indiana requires: 24 hours + 3 ethics biennial. Renewal fee: $40/line biennial. CE must be completed before submitting the renewal application. Contact the Indiana Department of Insurance (IDOI) at www.in.gov/idoi for CE provider information.
What makes Indiana unique for Life & Health insurance licensing?
No pre-licensing required; Gemalto fingerprinting (not IdentoGO or Fieldprint); Pearson VUE OnVUE available for first attempt only (subsequent in-person); 48-hour wait between attempts; Commissioner appointed; IC Title 27; Indianapolis is growing insurance hub.
Practice Exam Questions — Indiana Life & Health
5 state-specific questions drawn from the Indiana exam content outline. Correct answer highlighted in green.
Indiana L&H exams are administered by:
- PSI Services LLC
- Prometric
- Pearson VUE — OnVUE available for the FIRST attempt only; all subsequent retakes must be in-person; exam fee $69; 70% to pass; no pre-licensing required
- The Indiana DOI directly
Indiana fingerprinting uses:
- IdentoGO (same as Nevada and SC)
- Fieldprint (same as Wisconsin and Arizona)
- Gemalto — Indiana uses Gemalto (not IdentoGO or Fieldprint); schedule through Gemalto using the Indiana DOI-specific code; different from most portfolio states
- At the Pearson VUE test center on exam day
Indiana CE requires:
- 24 hours + 3 ethics biennial — no CE carryover; DOI-approved providers; renewal fee $40/line biennial; Commissioner appointed; Indiana Code Title 27
- 30 hours triennial (same as Nevada)
- 16 hours biennial (same as Virginia)
- No CE in Indiana
Indiana's Pearson VUE OnVUE limitation is:
- Unlimited online attempts
- Candidates may take the FIRST exam attempt online via OnVUE; all subsequent retakes must be at an in-person Pearson VUE test center; 48-hour wait between attempts
- Only in-person — Indiana does not allow online exams
- 2 online attempts maximum, then in-person (same as Nevada)
Indiana's primary insurance statute is:
- Indiana Code Title 34 — Civil Law and Procedure
- Indiana Code Title 27 — Insurance; Indiana DOI administers at www.in.gov/idoi; Commissioner appointed; 311 W. Washington St., Suite 300, Indianapolis IN 46204
- Indiana Administrative Code Title 760
- Indiana Code Title 25 — Professions and Occupations