Free New Jersey Real Estate Practice Exam
New Jersey real estate salesperson practice exam. 110 questions covering national principles and NJ-specific laws. 70% to pass.
New Jersey Real Estate Exam
Practice by NJ Real Estate Topic
Target a specific area, or launch the full exam below
Real Estate Principles
Property ownership, contracts, agency, deeds, fair housing, and appraisal. Core national content.
Real Estate Finance
Mortgages, loan types, RESPA, TILA, title insurance, and closing costs.
New Jersey State Law
NJREC rules, NJ licensing law, LAD, Pinelands Act, disclosure requirements, and NJ-specific regulations.
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Full NJ Real Estate Practice Exam
National and state-specific questions mixed to match the real NJ exam structure.
About the New Jersey Real Estate Exam
The New Jersey real estate salesperson licensing exam is required by the New Jersey Real Estate Commission (NJREC) before practicing real estate in the state. The exam is administered by PSI after completing the required 75-hour pre-license education course from an NJREC-approved school. New Jersey has one of the most active real estate markets in the country, with strong demand in the northern New Jersey suburbs of New York City, the Jersey Shore, and the Delaware Valley region.
The exam contains 110 questions with a 4-hour time limit and a 70% passing score — you need 77 correct answers. The exam covers national real estate principles and New Jersey-specific law including the New Jersey Real Estate License Act, the Consumer Fraud Act as it applies to real estate, and NJ-specific agency and disclosure requirements.
New Jersey Real Estate Exam Topic Breakdown
| Section | Approx. Questions | Key Topics |
|---|---|---|
| National — Real Estate Principles | ~70 | Agency, contracts, property rights, fair housing, finance, appraisal |
| NJ State — License Law & NJREC Rules | ~20 | License Act, NJREC authority, broker duties, license types |
| NJ State — Agency & Disclosures | ~12 | Buyer agency, seller agency, Consumer Information Statement, dual agency |
| NJ State — Other NJ Law | ~8 | NJ Consumer Fraud Act, Planned Real Estate Development Full Disclosure Act, transfer taxes |
Sample New Jersey Real Estate Exam Questions
1. In New Jersey, a real estate licensee must provide the Consumer Information Statement (CIS) to a prospective buyer or seller:
2. Under New Jersey's Real Estate License Act, a salesperson who wishes to change employing brokers must:
3. New Jersey's realty transfer fee (RTF) is paid by:
Study Tips for the New Jersey Real Estate Exam
New Jersey's Consumer Information Statement (CIS) and agency disclosure rules are among the most tested state-specific topics. Know exactly when the CIS must be provided, what it contains, and the different agency relationships available in NJ (seller agency, buyer agency, disclosed dual agency). New Jersey requires written consent for dual agency and specific disclosure language.
The New Jersey Consumer Fraud Act (CFA) has significant implications for real estate — violations can result in treble damages and attorney's fees, which makes it one of the strongest consumer protection statutes in the country. Know what constitutes fraud, misrepresentation, or deceptive practices under the CFA as it applies to real estate transactions. Also study the Realty Transfer Fee calculations as they appear on math questions.
Licensing in a nearby state? See the New York real estate practice exam or the Pennsylvania practice exam. National exam content is covered in our national real estate practice exam and the real estate study guide.
How to Get Your New Jersey Real Estate License
There are four steps to get your New Jersey real estate salesperson license. Most people finish in two to five months.
Steps to Get Your New Jersey Real Estate License
| Step | What to Do |
|---|---|
| 1. Pre-License Education | Complete 75 hours at a state-approved school. Topics include principles, contracts, finance, and New Jersey law. |
| 2. Licensing Exam | Take the 110-question exam through PSI. It covers national concepts and New Jersey state law. You need 70% to pass. |
| 3. Submit Application | Send your results, background check, and fees to the New Jersey Real Estate Commission. |
| 4. Activate with a Broker | Attach your license to a sponsoring broker. You cannot work with clients or earn commissions until you do. |
What to Focus On for the New Jersey State Exam
The New Jersey state exam pays close attention to the Consumer Information Statement (CIS) and agency disclosure requirements. Know these rules well. They appear on the exam and come up in daily practice.
Our free New Jersey real estate practice exam covers both national and state content. You can also try the national real estate practice exam or the real estate exam study guide.
Interested in where this license leads? See our guide to real estate careers — including salary ranges, how to break in, and what the career looks like day to day.
Frequently Asked Questions — New Jersey Real Estate Exam
How many questions are on the New Jersey real estate exam?
The New Jersey real estate salesperson exam contains 110 questions with a 4-hour time limit. The passing score is 70%, meaning you need at least 77 correct answers. The exam is administered by PSI on behalf of the New Jersey Real Estate Commission (NJREC).
What pre-license education is required in New Jersey?
New Jersey requires 75 hours of pre-license education from an NJREC-approved school before sitting for the salesperson exam. The course covers real estate principles, NJ license law, agency, contracts, and finance. You must pass the school's final exam before you can register for the state licensing exam.
What is the Consumer Information Statement in New Jersey?
The Consumer Information Statement (CIS) is an NJREC-required disclosure that explains agency relationships in New Jersey real estate transactions. Licensees must provide it at the first contact with a prospective buyer or seller and obtain a signed acknowledgment. The CIS explains the differences between seller's agent, buyer's agent, and disclosed dual agent relationships.
What is the New Jersey Realty Transfer Fee?
New Jersey's Realty Transfer Fee (RTF) is a state tax paid by the seller based on the sale price of real property. Rates are tiered — for most residential transactions under $350,000, the rate is approximately $2 per $500 of consideration. Higher-priced transactions have higher rates. Exemptions exist for senior citizens, disabled persons, and certain foreclosure and estate transfers. First-time homebuyers purchasing homes under $350,000 may also qualify for partial RTF exemptions.
How long is a New Jersey real estate license valid?
New Jersey real estate salesperson licenses expire every two years on July 1. Renewal requires 12 hours of NJREC-approved continuing education including mandatory courses in ethics and agency. Licenses that lapse require reinstatement, which may include additional education requirements depending on how long the license has been lapsed.
What is the New Jersey Consumer Fraud Act?
New Jersey's Consumer Fraud Act (CFA) is one of the strongest consumer protection statutes in the country. In real estate, it prohibits deceptive acts, misrepresentations, and unconscionable commercial practices. Violations can result in treble (triple) damages plus attorney's fees for the plaintiff. Real estate licensees who engage in fraudulent or deceptive conduct face both CFA liability and NJREC disciplinary action.
Does New Jersey allow dual agency?
Yes, New Jersey permits disclosed dual agency — when one agent or brokerage represents both the buyer and seller in the same transaction. Dual agency requires the written informed consent of both parties and specific disclosure language. In a disclosed dual agency, the agent owes limited duties to both parties and cannot advocate for one party's interests over the other. New Jersey also permits designated agency as an alternative to disclosed dual agency.