Utah Life, Accident & Health Insurance License Practice Exam
100 questions, 2.5 hrs. 70% on each section independently. No pre-licensing. Prometric fingerprinting on-site after passing ($38 total). ProProctor remote available. SIRCON application.
Utah Life, Accident & Health — Study by Topic
Drill Utah state law (Title 31A) or practice general L&H concepts. 100 questions, 2.5 hrs. Dual-section: 70% national AND 70% state independently. No pre-licensing. Fingerprinting on-site.
Life Insurance
Term, whole life, universal life, variable, annuities, Annuity Best Interest, riders, nonforfeiture, settlement options, beneficiaries, viatical/life settlements.
Health & Accident
Individual/group health, disability income, LTC (3-hr initial + 3-hr refresher), Medicare supplement (A–N), COBRA, ACA, HMOs, dental, Utah-specific mandated benefits.
Utah State Law
UDOI, Commissioner appointed, no pre-licensing, Prometric fingerprinting on-site, BCI/FBI, SIRCON application, UT L&A/H Guaranty, unfair practices, 24 CE + 3 ethics + 12 classroom, $75/line renewal.
Policy Provisions
Contract law, insurable interest, grace period, incontestability, entire contract, misstatement of age, taxation, qualified plans, HSA/HRA, Utah Code Title 31A provisions.
🌟 Full UT L&H Exam
100-question timed exam simulating the Prometric Utah combined L&H exam. 150 minutes. 70% each section independently. No pre-licensing. Fingerprinting on-site. Dual-section scoring.
About the Utah Life, Accident & Health Insurance License Exam
To get your Utah Life & Health insurance license, you must pass the state licensing exam administered by Prometric with a passing score of 70% each section independently. Exam fee: $44. Utah is regulated by the Utah Insurance Department (UDOI) under Utah Code Title 31A. Visit insurance.utah.gov for official licensing information. Prometric administers (not PSI or Pearson VUE); ProProctor remote available; 100-question combined exam (most compact in portfolio); dual-section 70% each; fingerprinting at Prometric on-site ($32 BCI/FBI + $6 processing = $38 total); SIRCON primary portal; apply via kiosk on-site after passing; 12 hrs classroom CE minimum (unique); Commissioner appointed; LTC 3-hr initial + 3-hr refresher.
Pre-licensing education in Utah: None required. Continuing education: 24 hours + 3 ethics + 12 hours classroom minimum biennial. License renewal fee: $75/line biennial. CE must be completed before submitting your Utah renewal application. How to get licensed in Utah: complete pre-licensing → submit background check/fingerprinting → pass Prometric exam → apply for Utah producer license.
How to get a Utah Life & Health insurance license in 2026: The Utah Insurance Department (UDOI) (insurance.utah.gov) administers all producer licensing in Utah. Exam: Prometric, $44, 70% each section independently. Pre-licensing: None required. Once licensed, maintain your Utah Life & Health license by completing 24 hours + 3 ethics + 12 hours classroom minimum biennial and paying the $75/line biennial renewal. For questions contact the Utah Insurance Department (UDOI).
UDOI (insurance.utah.gov). Utah Code Title 31A. Prometric (not PSI/Pearson VUE). 100 Qs, 150 min, dual-section 70% each. Fingerprinting at Prometric on-site ($38). SIRCON kiosk apply after passing. 12 hrs classroom CE minimum (unique). Commissioner appointed. LTC 3-hr + 3-hr.
Frequently Asked Questions — Utah Life, Accident & Health Exam
How do I get a Utah Life & Health insurance license?
To become a licensed Life & Health producer in Utah: (1) Complete any required pre-licensing education (None required); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Prometric exam ($44, 70% each section independently); (4) Apply for your Utah producer license. The Utah Insurance Department (UDOI) (insurance.utah.gov) oversees all insurance producer licensing in Utah.
What exam does Utah use for Life & Health insurance licensing?
Utah uses Prometric to administer the Life & Health insurance licensing exam. Fee: $44. Passing score: 70% each section independently. Prometric administers (not PSI or Pearson VUE); ProProctor remote available; 100-question combined exam (most compact in portfolio); dual-section 70% each; fingerprinting at Prometric on-site ($32 BCI/FBI + $6 processing = $38 total); SIRCON primary portal; apply via kiosk on-site after passing; 12 hrs classroom CE minimum (unique); Commissioner appointed; LTC 3-hr initial + 3-hr refresher.
Does Utah require pre-licensing for Life & Health insurance?
None required. For official pre-licensing provider information, visit insurance.utah.gov.
What are Utah's CE requirements for Life & Health producers?
Utah requires: 24 hours + 3 ethics + 12 hours classroom minimum biennial. Renewal fee: $75/line biennial. CE must be completed before submitting the renewal application. Contact the Utah Insurance Department (UDOI) at insurance.utah.gov for CE provider information.
What makes Utah unique for Life & Health insurance licensing?
Prometric administers (not PSI or Pearson VUE); ProProctor remote available; 100-question combined exam (most compact in portfolio); dual-section 70% each; fingerprinting at Prometric on-site ($32 BCI/FBI + $6 processing = $38 total); SIRCON primary portal; apply via kiosk on-site after passing; 12 hrs classroom CE minimum (unique); Commissioner appointed; LTC 3-hr initial + 3-hr refresher.
Practice Exam Questions — Utah Life & Health
5 state-specific questions drawn from the Utah exam content outline. Correct answer highlighted in green.
Utah L&H exams are administered by:
- PSI Services LLC
- Pearson VUE
- Prometric — in-person or ProProctor remote; exam fee $44; dual-section 70% each independently; no pre-licensing; fingerprinting AT Prometric on-site ($38 total); SIRCON primary portal
- UDOI directly
Utah fingerprinting is done:
- Via IdentoGO after applying via NIPR
- Via ark.org before applying
- AT the Prometric test center on-site on exam day — fee $38 ($32 BCI/FBI + $6 processing); SIRCON kiosk available at Prometric to apply for license immediately after passing; unique integrated process
- Via Fieldprint before applying
Utah's 100-question combined exam structure:
- Utah has a 150-question exam like most states
- Utah uses a 100-question combined exam — the most compact combined exam in the portfolio; dual-section 70% each independently; 150 minutes total; $44 Prometric fee; no pre-licensing
- Utah has a 200-question exam in 4 hours
- Utah has separate Life and Health exams like Arkansas
Utah CE uniquely requires:
- 24 hours + 3 ethics biennial, same as most states
- 24 hours + 3 ethics biennial PLUS a minimum of 12 hours of classroom instruction or equivalent — the 12-hour classroom minimum is UNIQUE in the portfolio; UDOI-approved providers; renewal $75/line biennial
- 30 hours triennial (same as Nevada)
- 16 hours biennial (same as Virginia)
Utah's primary insurance statute is:
- Utah Code Title 34 — Labor
- Utah Code Title 31A — Insurance; UDOI at insurance.utah.gov; 3110 State Office Building, Salt Lake City UT 84114; Commissioner appointed; Prometric; SIRCON primary portal
- Utah Administrative Code R590
- Utah Code Title 41 — Motor Vehicles