New York Property & Casualty Insurance License Practice Exam
150 practice questions covering national property & casualty concepts and New York-specific regulations.
About the New York Property & Casualty Insurance Exam
To get your New York Property & Casualty insurance license, you must pass the state licensing exam administered by Pearson VUE with a passing score of 70%. Exam fee: $40–$80. New York is regulated by the New York State Department of Financial Services (NYDFS) under New York Insurance Law. Visit dfs.ny.gov for official licensing information. Superintendent (not Commissioner); only 15 CE hrs biennial; very high pre-licensing hours (90 hrs for broker-agent); NYSIF (NY State Insurance Fund) — monopolistic WC for some; New York FAIR Plan; 25/50/10 auto minimums; mandatory no-fault (PIP $50,000); NY-specific policy forms; large complex market.
Pre-licensing education in New York: 90 hours (Property & Casualty broker-agent) or varies by line. Continuing education: 15 hours biennial (lowest in portfolio). License renewal fee: biennial. CE must be completed before submitting your New York renewal application. How to get licensed in New York: complete pre-licensing → submit background check/fingerprinting → pass Pearson VUE exam → apply for New York producer license.
How to get a New York Property & Casualty insurance license in 2026: The New York State Department of Financial Services (NYDFS) (dfs.ny.gov) administers all producer licensing in New York. Exam: Pearson VUE, $40–$80, 70%. Pre-licensing: 90 hours (Property & Casualty broker-agent) or varies by line. Once licensed, maintain your New York Property & Casualty license by completing 15 hours biennial (lowest in portfolio) and paying the biennial renewal. For questions contact the New York State Department of Financial Services (NYDFS).
NYDFS (dfs.ny.gov). NY Insurance Law. Superintendent (not Commissioner). Only 15 CE hrs biennial. Mandatory no-fault PIP ($50,000). 25/50/10 auto. NYSIF for WC. NY FAIR Plan. Very high pre-licensing hours (90 hrs broker-agent). NY-specific forms required.
Interested in where this license leads? See our guide to insurance careers — including salary ranges, how to break in, and what the career looks like day to day.
Frequently Asked Questions — New York P&C Insurance Exam
How do I get a New York Property & Casualty insurance license?
To become a licensed Property & Casualty producer in New York: (1) Complete any required pre-licensing education (90 hours (Property & Casualty broker-agent) or varies by line); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Pearson VUE exam ($40–$80, 70%); (4) Apply for your New York producer license. The New York State Department of Financial Services (NYDFS) (dfs.ny.gov) oversees all insurance producer licensing in New York.
What exam does New York use for Property & Casualty insurance licensing?
New York uses Pearson VUE to administer the Property & Casualty insurance licensing exam. Fee: $40–$80. Passing score: 70%. Superintendent (not Commissioner); only 15 CE hrs biennial; very high pre-licensing hours (90 hrs for broker-agent); NYSIF (NY State Insurance Fund) — monopolistic WC for some; New York FAIR Plan; 25/50/10 auto minimums; mandatory no-fault (PIP $50,000); NY-specific policy forms; large complex market.
Does New York require pre-licensing for Property & Casualty insurance?
90 hours (Property & Casualty broker-agent) or varies by line. For official pre-licensing provider information, visit dfs.ny.gov.
What are New York's CE requirements for Property & Casualty producers?
New York requires: 15 hours biennial (lowest in portfolio). Renewal fee: biennial. CE must be completed before submitting the renewal application. Contact the New York State Department of Financial Services (NYDFS) at dfs.ny.gov for CE provider information.
What makes New York unique for Property & Casualty insurance licensing?
Superintendent (not Commissioner); only 15 CE hrs biennial; very high pre-licensing hours (90 hrs for broker-agent); NYSIF (NY State Insurance Fund) — monopolistic WC for some; New York FAIR Plan; 25/50/10 auto minimums; mandatory no-fault (PIP $50,000); NY-specific policy forms; large complex market.