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FINRA · 2026 · Free

Texas Life & Health Insurance License Practice Exam

130 practice questions covering national life & health concepts and Texas-specific regulations.

130Questions
2 hrs 30 minTime Limit
70%Passing Score
Pearson VUE / TDIAdministered By
None req.Pre-License Ed.

About the Texas Life & Health Insurance Exam

To get your Texas Life & Health insurance license, you must pass the state licensing exam administered by Pearson VUE with a passing score of 70%. Exam fee: $72 combined. Texas is regulated by the Texas Department of Insurance (TDI) under Texas Insurance Code. Visit tdi.texas.gov for official licensing information. Commissioner appointed by Governor; Pearson VUE; fingerprinting via FAST livescan or IdentoGO; 40-hr pre-licensing; large market; Texas Insurance Code; TDI at 333 Guadalupe, Austin TX 78701; Texas L&H Guaranty Association.

Pre-licensing education in Texas: 40 hours combined (Life & Health). Continuing education: 24 hours biennial. License renewal fee: $50 biennial. CE must be completed before submitting your Texas renewal application. How to get licensed in Texas: complete pre-licensing → submit background check/fingerprinting → pass Pearson VUE exam → apply for Texas producer license.

How to get a Texas Life & Health insurance license in 2026: The Texas Department of Insurance (TDI) (tdi.texas.gov) administers all producer licensing in Texas. Exam: Pearson VUE, $72 combined, 70%. Pre-licensing: 40 hours combined (Life & Health). Once licensed, maintain your Texas Life & Health license by completing 24 hours biennial and paying the $50 biennial renewal. For questions contact the Texas Department of Insurance (TDI).

TDI (tdi.texas.gov). Texas Insurance Code. Commissioner appointed. Pearson VUE. 40-hr pre-licensing. FAST livescan or IdentoGO. Texas L&H Guaranty Association. Large market.

Interested in where this license leads? See our guide to insurance careers — including salary ranges, how to break in, and what the career looks like day to day.

Frequently Asked Questions — Texas L&H Insurance Exam

How do I get a Texas Life & Health insurance license?

To become a licensed Life & Health producer in Texas: (1) Complete any required pre-licensing education (40 hours combined (Life & Health)); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Pearson VUE exam ($72 combined, 70%); (4) Apply for your Texas producer license. The Texas Department of Insurance (TDI) (tdi.texas.gov) oversees all insurance producer licensing in Texas.

What exam does Texas use for Life & Health insurance licensing?

Texas uses Pearson VUE to administer the Life & Health insurance licensing exam. Fee: $72 combined. Passing score: 70%. Commissioner appointed by Governor; Pearson VUE; fingerprinting via FAST livescan or IdentoGO; 40-hr pre-licensing; large market; Texas Insurance Code; TDI at 333 Guadalupe, Austin TX 78701; Texas L&H Guaranty Association.

Does Texas require pre-licensing for Life & Health insurance?

40 hours combined (Life & Health). For official pre-licensing provider information, visit tdi.texas.gov.

What are Texas's CE requirements for Life & Health producers?

Texas requires: 24 hours biennial. Renewal fee: $50 biennial. CE must be completed before submitting the renewal application. Contact the Texas Department of Insurance (TDI) at tdi.texas.gov for CE provider information.

What makes Texas unique for Life & Health insurance licensing?

Commissioner appointed by Governor; Pearson VUE; fingerprinting via FAST livescan or IdentoGO; 40-hr pre-licensing; large market; Texas Insurance Code; TDI at 333 Guadalupe, Austin TX 78701; Texas L&H Guaranty Association.

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