Texas Property & Casualty Insurance License Practice Exam
130 practice questions covering national property & casualty concepts and Texas-specific regulations.
About the Texas Property & Casualty Insurance Exam
To get your Texas Property & Casualty insurance license, you must pass the state licensing exam administered by Pearson VUE with a passing score of 70%. Exam fee: $72 combined. Texas is regulated by the Texas Department of Insurance (TDI) under Texas Insurance Code. Visit tdi.texas.gov for official licensing information. Commissioner appointed; Pearson VUE; FAST/IdentoGO fingerprinting; 40-hr pre-licensing; 25/50/25 auto; at-fault; Texas FAIR Plan; Texas Windstorm Insurance Association (TWIA — coastal); Texas assigned risk plan; large commercial market; 30/60/25 uninsured motorist required.
Pre-licensing education in Texas: 40 hours combined (Property & Casualty). Continuing education: 24 hours biennial. License renewal fee: $50 biennial. CE must be completed before submitting your Texas renewal application. How to get licensed in Texas: complete pre-licensing → submit background check/fingerprinting → pass Pearson VUE exam → apply for Texas producer license.
How to get a Texas Property & Casualty insurance license in 2026. The Texas Department of Insurance (TDI) (tdi.texas.gov) administers all producer licensing in Texas. Exam: Pearson VUE, $72 combined, 70%. Pre-licensing: 40 hours combined (Property & Casualty). Once licensed, maintain your Texas Property & Casualty license by completing 24 hours biennial and paying the $50 biennial renewal. For questions contact the Texas Department of Insurance (TDI).
TDI (tdi.texas.gov). Texas Insurance Code. Commissioner appointed. 25/50/25 auto. Texas Windstorm Insurance Association (TWIA) for coastal counties. Texas FAIR Plan. Pearson VUE. 40-hr pre-licensing.
Interested in where this license leads? See our guide to insurance careers — including salary ranges, how to break in, and what the career looks like day to day.
Frequently Asked Questions — Texas P&C Insurance Exam
How do I get a Texas Property & Casualty insurance license?
To become a licensed Property & Casualty producer in Texas: (1) Complete any required pre-licensing education (40 hours combined (Property & Casualty)); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the Pearson VUE exam ($72 combined, 70%); (4) Apply for your Texas producer license. The Texas Department of Insurance (TDI) (tdi.texas.gov) oversees all insurance producer licensing in Texas.
What exam does Texas use for Property & Casualty insurance licensing?
Texas uses Pearson VUE to administer the Property & Casualty insurance licensing exam. Fee: $72 combined. Passing score: 70%. Commissioner appointed; Pearson VUE; FAST/IdentoGO fingerprinting; 40-hr pre-licensing; 25/50/25 auto; at-fault; Texas FAIR Plan; Texas Windstorm Insurance Association (TWIA — coastal); Texas assigned risk plan; large commercial market; 30/60/25 uninsured motorist required.
Does Texas require pre-licensing for Property & Casualty insurance?
40 hours combined (Property & Casualty). For official pre-licensing provider information, visit tdi.texas.gov.
What are Texas's CE requirements for Property & Casualty producers?
Texas requires: 24 hours biennial. Renewal fee: $50 biennial. CE must be completed before submitting the renewal application. Contact the Texas Department of Insurance (TDI) at tdi.texas.gov for CE provider information.
What makes Texas unique for Property & Casualty insurance licensing?
Commissioner appointed; Pearson VUE; FAST/IdentoGO fingerprinting; 40-hr pre-licensing; 25/50/25 auto; at-fault; Texas FAIR Plan; Texas Windstorm Insurance Association (TWIA — coastal); Texas assigned risk plan; large commercial market; 30/60/25 uninsured motorist required.