Oklahoma Property & Casualty Insurance License Practice Exam
150 questions (112 general + 38 state), 150 min. 70% on each section independently. No pre-licensing. No fingerprinting. 25/50/25 auto. Oklahoma Guaranty Association. Elected Commissioner.
Oklahoma Property & Casualty — Study by Topic
Drill Oklahoma state law (Title 36, OIC) or practice general P&C concepts. 150 questions (112 general + 38 state), 150 min. 25/50/25 auto. Dual-section scoring — 70% each section independently.
Property Insurance
Homeowners (HO-3/HO-5), dwelling, commercial property, NFIP flood, inland marine, ACV vs. replacement cost, coinsurance, Oklahoma tornado/severe weather exposure.
Casualty & Liability
Auto (PAP, 25/50/25, UM/UIM), CGL, WC, umbrella, bonds, commercial auto, modified comparative negligence, Oklahoma assigned risk plan.
Oklahoma State Law
OID, Commissioner ELECTED, no pre-licensing, no fingerprinting, 25/50/25 auto at-fault, OK P&C Guaranty Association, CE 2 hrs state updates + 3 ethics, 6-hr carryover, $60 renewal.
P&C Concepts
Subrogation, indemnity, coinsurance, pro rata/short-rate, insurable interest at loss, certificate of insurance, waiver/estoppel, Oklahoma 25/50/25 auto.
🌟 Full OK P&C Exam
150-question timed exam simulating the PSI Oklahoma combined P&C exam. 150 minutes. 70% each section independently. 25/50/25 auto. Oklahoma Guaranty Association. Elected Commissioner.
About the Oklahoma Property & Casualty Insurance License Exam
To get your Oklahoma Property & Casualty insurance license, you must pass the state licensing exam administered by PSI Services LLC with a passing score of 70% each section independently. Exam fee: $38 (lowest exam fee in portfolio). Oklahoma is regulated by the Oklahoma Insurance Department (OID) under Oklahoma Statutes Title 36. Visit oid.ok.gov for official licensing information. Commissioner ELECTED; dual-section 70% each independently; $38 fee; no pre-licensing; no fingerprinting; 25/50/25 at-fault; CompSource Mutual WC (competitive); Oklahoma P&C Guaranty Association; Rural Risk Underwriting analogue in OK; 3-day post-exam wait; PSI Bridge end both exam AND survey portions.
Pre-licensing education in Oklahoma: None required. Continuing education: 24 hours + 3 ethics + 2 hours state legislative updates biennial. License renewal fee: $60 biennial. CE must be completed before submitting your Oklahoma renewal application. How to get licensed in Oklahoma: complete pre-licensing → submit background check/fingerprinting → pass PSI Services LLC exam → apply for Oklahoma producer license.
How to get a Oklahoma Property & Casualty insurance license in 2026: The Oklahoma Insurance Department (OID) (oid.ok.gov) administers all producer licensing in Oklahoma. Exam: PSI Services LLC, $38 (lowest exam fee in portfolio), 70% each section independently. Pre-licensing: None required. Once licensed, maintain your Oklahoma Property & Casualty license by completing 24 hours + 3 ethics + 2 hours state legislative updates biennial and paying the $60 biennial renewal. For questions contact the Oklahoma Insurance Department (OID).
OID (oid.ok.gov). OK Statutes Title 36. Commissioner ELECTED. Dual-section 70% each. $38 fee. No pre-licensing. 25/50/25 at-fault. CompSource Mutual WC. PSI Bridge: must end both exam AND survey portions. 3-day post-exam wait. 2 hrs state legislative updates CE.
Frequently Asked Questions — Oklahoma Property & Casualty Exam
How do I get a Oklahoma Property & Casualty insurance license?
To become a licensed Property & Casualty producer in Oklahoma: (1) Complete any required pre-licensing education (None required); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the PSI Services LLC exam ($38 (lowest exam fee in portfolio), 70% each section independently); (4) Apply for your Oklahoma producer license. The Oklahoma Insurance Department (OID) (oid.ok.gov) oversees all insurance producer licensing in Oklahoma.
What exam does Oklahoma use for Property & Casualty insurance licensing?
Oklahoma uses PSI Services LLC to administer the Property & Casualty insurance licensing exam. Fee: $38 (lowest exam fee in portfolio). Passing score: 70% each section independently. Commissioner ELECTED; dual-section 70% each independently; $38 fee; no pre-licensing; no fingerprinting; 25/50/25 at-fault; CompSource Mutual WC (competitive); Oklahoma P&C Guaranty Association; Rural Risk Underwriting analogue in OK; 3-day post-exam wait; PSI Bridge end both exam AND survey portions.
Does Oklahoma require pre-licensing for Property & Casualty insurance?
None required. For official pre-licensing provider information, visit oid.ok.gov.
What are Oklahoma's CE requirements for Property & Casualty producers?
Oklahoma requires: 24 hours + 3 ethics + 2 hours state legislative updates biennial. Renewal fee: $60 biennial. CE must be completed before submitting the renewal application. Contact the Oklahoma Insurance Department (OID) at oid.ok.gov for CE provider information.
What makes Oklahoma unique for Property & Casualty insurance licensing?
Commissioner ELECTED; dual-section 70% each independently; $38 fee; no pre-licensing; no fingerprinting; 25/50/25 at-fault; CompSource Mutual WC (competitive); Oklahoma P&C Guaranty Association; Rural Risk Underwriting analogue in OK; 3-day post-exam wait; PSI Bridge end both exam AND survey portions.
Practice Exam Questions — Oklahoma Property & Casualty
5 state-specific questions drawn from the Oklahoma exam content outline. Correct answer highlighted in green.
Oklahoma auto minimums are:
- 15/30/10
- 25/50/20 (same as Nevada)
- 25/50/25 — at-fault state with modified comparative negligence; UM/UIM must be offered; CompSource Mutual WC
- 25/65/15 (same as Utah)
Oklahoma PSI Bridge has a unique completion requirement:
- Candidates must call PSI to confirm completion
- Candidates must email their score to OID
- Candidates must end BOTH the exam portion AND the survey portion to receive on-screen results — commonly missed step unique to PSI Bridge in Oklahoma
- No special completion steps required
Oklahoma Workers' Compensation uses:
- Ohio BWC-style monopolistic system
- CompSource Mutual Insurance Company — a state-chartered competitive WC carrier; Oklahoma WC is competitive (not monopolistic); Workers' Compensation Commission administers claims
- A combination of BWC and private carriers
- Federal OSHA administers WC in Oklahoma
Oklahoma's 3-day post-exam wait means:
- Candidates must wait 3 calendar days before retaking a failed exam
- After passing the Oklahoma PSI exam, candidates must wait 3 business days for the score to transmit from PSI to OID before applying; compare: Nevada (24-hour wait), Arkansas (24-hour wait)
- Candidates must wait 3 days to see their score
- OID takes 3 days to process each application
Oklahoma's primary P&C statute is:
- Oklahoma Statutes Title 47 — Motor Vehicles only
- Oklahoma Statutes Title 36 — the Oklahoma Insurance Code; OID at oid.ok.gov; Commissioner ELECTED; covers P&C licensing, dual-section exam (70% each), unfair practices, guaranty association, CompSource WC
- Oklahoma Administrative Code Title 365 only
- Oklahoma Statutes Title 85 — Workers' Compensation only