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FINRA · 2026 · Free

Free Florida Real Estate Practice Exam

Florida real estate salesperson practice exam covering FREC regulations, transaction broker law, Johnson v. Davis disclosure, homestead exemption, doc stamps, and national principles. 100 questions, 70% to pass.

100Questions
3 hrs 30 minTime Limit
75%Passing Score
Pearson VUEAdministered By
63 hrsPre-License Hrs

Florida Real Estate Exam

Practice by FL Real Estate Topic

Target a specific area, or launch the full exam below

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Real Estate Principles

Property ownership, contracts, agency, deeds, fair housing, and appraisal. Core national content.

20 questions
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Real Estate Finance

Mortgages, loan types, RESPA, TILA, title insurance, and closing costs.

20 questions
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Florida State Law

FREC licensing requirements, transaction broker law, Johnson v. Davis disclosure, single agent duties, and Florida-specific regulations.

25 questions

About the Florida Real Estate Exam

The Florida real estate sales associate licensing exam is administered by Pearson VUE on behalf of the Florida Real Estate Commission (FREC). Candidates must complete the 63-hour FREC Course I — the Florida-approved pre-license education — before sitting for the state exam. Florida is one of the most active real estate markets in the country, driven by population growth, domestic migration, and international buyers, particularly in Miami, Orlando, Tampa, and Jacksonville.

The exam contains 100 questions (45 math questions are included in the broader question set) with a 3.5-hour time limit and a 75% passing score — you need 75 correct answers. The exam covers both national real estate content and Florida-specific law including the Florida Real Estate License Law (Chapter 475, F.S.) and FREC rules.

100Questions
3 hrs 30 minTime Limit
75%Passing Score
Pearson VUEAdministered By
63 hrsPre-License Hrs

Florida Real Estate Exam Topic Breakdown

SectionApprox. QuestionsKey Topics
National — Real Estate Principles~45Agency, contracts, property rights, fair housing, appraisal, finance
FL State — License Law (Ch. 475)~25FREC structure, license types, broker duties, disciplinary process
FL State — Math & Finance~15Commission calculations, proration, mortgage math, property tax
FL State — Other Florida Law~15Homestead exemption, documentary stamp tax, Dept. of Business & Professional Regulation

Sample Florida Real Estate Exam Questions

1. Under Florida law, a sales associate who receives a deposit from a buyer must deliver it to their employing broker:

  • A. Immediately upon receipt
  • B. Within 3 business days
  • C. By the end of the next business day
  • D. Within 24 hours
Correct: C. Under Florida Statute 475.25 and FREC rules, a sales associate who receives a deposit must deliver it to their employing broker no later than the end of the next business day following receipt. The employing broker must then deposit the funds into an escrow account within 3 business days of the contract being executed. This two-step timeline is commonly tested on the Florida exam.

2. Florida's homestead exemption provides a property owner with:

  • A. Complete exemption from all property taxes on their primary residence
  • B. A $25,000 reduction in assessed value for school taxes and an additional $25,000 for other taxes
  • C. Protection against forced sale by all creditors including mortgage lenders
  • D. A cap of 3% on annual increases in assessed value
Correct: B. Florida's homestead exemption (Article VII, Section 6 of the FL Constitution) provides a $25,000 exemption applied to all property taxes, plus an additional $25,000 exemption applied to assessed values between $50,000 and $75,000 for non-school taxes. The Save Our Homes (SOH) cap limits annual increases in assessed value to 3% or the CPI, whichever is less — but this is a separate protection from the exemption itself.

3. Which of the following best describes a 'transaction broker' relationship in Florida?

  • A. An agent who represents only the buyer in a transaction
  • B. A limited form of representation where the licensee assists both parties without acting as a fiduciary for either
  • C. A dual agent who owes equal fiduciary duties to both buyer and seller
  • D. An unlicensed assistant who facilitates paperwork for a licensed broker
Correct: B. Florida's transaction broker is a unique statutory relationship (Chapter 475, F.S.) that provides a limited form of representation. The transaction broker assists both parties but is not a fiduciary — they do not owe full loyalty, confidentiality, or obedience to either party. Florida presumes a transaction broker relationship unless the parties agree otherwise in writing. This is one of Florida's most distinctive and heavily tested real estate law concepts.

Study Tips for the Florida Real Estate Exam

Florida's transaction broker concept is unique among states and is heavily tested. Understand the difference between single agent (full fiduciary), transaction broker (limited representation), and no brokerage relationship. Know the duties owed in each relationship and the written consent/disclosure requirements for transitioning between relationship types.

Florida real estate math — particularly proration calculations, documentary stamp taxes, and commission math — appears consistently on the exam. Practice calculating documentary stamp tax on deeds ($.70 per $100) and mortgages ($.35 per $100 for intangible tax), prorating property taxes and rents, and computing net proceeds from a sale. The math section alone can make or break a borderline score.

Licensing in a nearby state? See the Georgia real estate practice exam or the North Carolina practice exam. National exam content is covered in our national real estate practice exam and the real estate study guide. Many agents also add an insurance license — see the Florida P&C insurance exam.

How to Get Your Florida Real Estate License

Getting a Florida real estate sales associate license requires completing state-approved pre-license education, passing the licensing exam, and activating your license with a sponsoring broker. Most candidates complete the process in 2–5 months.

Florida calls its entry-level license a Sales Associate. The transaction broker relationship is Florida's default — not single agency.

63 hrsPre-License Hrs
100Exam Questions
75%Passing Score
Pearson VUEExam Provider
Sales AssociateLicense Type

Steps to Get Your Florida Real Estate License

StepWhat to Do
1. Complete Pre-License EducationComplete 63 hours of coursework from a state-approved school covering real estate principles, contracts, finance, and Florida-specific law.
2. Pass the Licensing Exam100-question exam administered by Pearson VUE, covering national real estate principles and Florida state law. Passing score: 75%.
3. Submit Your ApplicationApply to the Florida Department of Business and Professional Regulation with your exam results, background check, and required fees.
4. Activate with a Sponsoring BrokerYour license must be affiliated with a licensed sponsoring broker before you can legally represent clients or earn commissions in Florida.

What to Focus On for the Florida State Exam

Beyond national real estate principles, the Florida exam places particular emphasis on Florida agency relationships — transaction broker vs. single agent — and the Johnson v. Davis disclosure case. Mastering your state's specific rules in this area is critical for both passing the exam and practicing effectively in Florida.

Our free Florida real estate practice exam covers both national and state-specific content. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.

Frequently Asked Questions — Florida Real Estate Exam

How many questions are on the Florida real estate exam?

The Florida real estate sales associate exam contains 100 questions with a 3.5-hour time limit. The passing score is 75%, meaning you need at least 75 correct answers. The exam is administered by Pearson VUE on behalf of the Florida Real Estate Commission (FREC).

What is FREC Course I?

FREC Course I is the required 63-hour pre-license education course for Florida real estate sales associate candidates. It covers Florida real estate law, contracts, financing, agency relationships, and math. The course must be completed through a FREC-approved provider before you can sit for the state licensing exam.

What is a transaction broker in Florida?

A transaction broker is a Florida-specific relationship in which a licensee provides limited representation to both parties in a transaction without acting as a fiduciary for either. Florida law presumes a transaction broker relationship unless the parties agree in writing to a single agent relationship. The transaction broker owes duties of honesty, accounting, and skill — but not full loyalty or confidentiality.

What is Florida's homestead exemption?

Florida's homestead exemption reduces the assessed value of a primary residence for property tax purposes. The basic exemption is $25,000 applied to all property taxes, with an additional $25,000 for non-school taxes on assessed values between $50,000 and $75,000. The Save Our Homes cap limits annual increases in assessed value to 3% or the CPI. Florida homestead also provides protection from forced sale by most creditors.

How long is a Florida real estate license valid?

Florida real estate sales associate licenses are valid for two years. To renew, you must complete 14 hours of FREC-approved continuing education including a mandatory 3-hour core law course and 3-hour ethics and business practices course. First-time renewals require the 45-hour FREC Course II (post-license education) instead of the standard CE.

What is the documentary stamp tax in Florida?

Florida's documentary stamp tax is a transfer tax on documents recorded in the state. On deeds, the rate is $0.70 per $100 of consideration (or $0.60 per $100 in Miami-Dade County). On mortgages and other debt instruments, the documentary stamp tax is $0.35 per $100 of indebtedness, plus an intangible tax of $0.002 per dollar. These calculations are tested on the Florida exam.

What is the Florida Real Estate Commission (FREC)?

FREC is the Florida Real Estate Commission — the state body responsible for regulating the real estate industry in Florida. It operates under the Department of Business and Professional Regulation (DBPR). FREC establishes rules, issues licenses, investigates complaints, and holds disciplinary hearings for real estate licensees. Understanding FREC's structure and powers is a high-yield topic on the Florida exam.

Complete Pre-License Education
63 hours of Florida-approved coursework covering real estate principles, law, finance, and Florida-specific regulations.
Step 2
Pass the Licensing Exam
100-question exam administered by Pearson VUE. Passing score: 75%. The exam covers national real estate principles and Florida-specific law.
Step 3
Apply for Your License
Submit your application to the Florida Department of Business and Professional Regulation along with your background check and exam results.
Step 4
Activate with a Broker
Your Florida license must be affiliated with a licensed sponsoring broker before you can legally represent buyers and sellers and earn commissions.

Florida Real Estate License Requirements at a Glance

RequirementDetail
Pre-License Education63 hours (Florida-approved school)
Exam Questions100 questions (national + state sections)
Passing Score75%
Exam ProviderPearson VUE
License TypeReal Estate Sales Associate
Licensing AuthorityFlorida Department of Business and Professional Regulation

Key Florida-Specific Topic to Know

Beyond national real estate principles, the Florida exam places particular emphasis on Florida agency relationships (transaction broker vs. single agent) and the Johnson v. Davis case. Understanding your state's specific requirements in this area is essential for both passing the exam and practicing real estate effectively in Florida.

Our free Florida real estate practice exam covers both the national and state-specific content you need to pass. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.

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