Virginia Life, Annuities & Health Insurance License Practice Exam
Series 11-01: 140 scored questions, 2.5 hours, 70% required on both the national and Virginia state sections independently. No pre-license education required in Virginia.
Virginia Life, Annuities & Health — Study by Topic
Focus on state law (graded independently at 70%) or drill national concepts. Full 140-question timed exam available.
Life Insurance
Term, whole life, universal life, variable life, annuities, riders, policy provisions, nonforfeiture, beneficiaries, underwriting.
Health Insurance
Individual and group health, disability income, LTC, managed care, Medicare, COBRA, ACA essentials.
Virginia State Law
SCC Bureau of Insurance, Title 38.2, producer licensing, unfair practices, VA guaranty association, replacement, VA-specific provisions.
Policy Provisions
Contract law, insurable interest, beneficiaries, assignments, taxation of premiums & proceeds, Social Security, replacement.
🌟 Full VA Exam
140-question timed exam simulating the real Prometric Series 11-01. 2 hrs 30 min. 70% on each section to pass.
About the Virginia Life, Annuities & Health Insurance Exam (Series 11-01)
To get your Virginia Life & Health insurance license, you must pass the state licensing exam administered by PSI Services LLC with a passing score of 70% each section independently. Exam fee: $55. Virginia is regulated by the Virginia State Corporation Commission Bureau of Insurance (SCC BOI) under Code of Virginia Title 38.2. Visit scc.virginia.gov/boi for official licensing information. Dual-section 70% each independently (like Maryland and Oklahoma); SCC BOI (unique agency name — State Corporation Commission Bureau of Insurance); 16 hrs CE biennial (lower than standard 24); no pre-licensing; Commissioner appointed by SCC Judges; Virginia L&H Guaranty Association; Title 38.2.
Pre-licensing education in Virginia: None required. Continuing education: 16 hours biennial (lower than most portfolio states). License renewal fee: biennial. CE must be completed before submitting your Virginia renewal application. How to get licensed in Virginia: complete pre-licensing → submit background check/fingerprinting → pass PSI Services LLC exam → apply for Virginia producer license.
How to get a Virginia Life & Health insurance license in 2026: The Virginia State Corporation Commission Bureau of Insurance (SCC BOI) (scc.virginia.gov/boi) administers all producer licensing in Virginia. Exam: PSI Services LLC, $55, 70% each section independently. Pre-licensing: None required. Once licensed, maintain your Virginia Life & Health license by completing 16 hours biennial (lower than most portfolio states) and paying the biennial renewal. For questions contact the Virginia State Corporation Commission Bureau of Insurance (SCC BOI).
SCC BOI (scc.virginia.gov/boi). Code of Virginia Title 38.2. Dual-section 70% each independently. 16 hrs CE biennial (only 16 — lower than most). No pre-licensing. Commissioner appointed by SCC Judges (unique appointment mechanism). VA L&H Guaranty Association.
Frequently Asked Questions — Virginia Life & Health Exam
How do I get a Virginia Life & Health insurance license?
To become a licensed Life & Health producer in Virginia: (1) Complete any required pre-licensing education (None required); (2) Submit your application and complete the background check/fingerprinting process; (3) Pass the PSI Services LLC exam ($55, 70% each section independently); (4) Apply for your Virginia producer license. The Virginia State Corporation Commission Bureau of Insurance (SCC BOI) (scc.virginia.gov/boi) oversees all insurance producer licensing in Virginia.
What exam does Virginia use for Life & Health insurance licensing?
Virginia uses PSI Services LLC to administer the Life & Health insurance licensing exam. Fee: $55. Passing score: 70% each section independently. Dual-section 70% each independently (like Maryland and Oklahoma); SCC BOI (unique agency name — State Corporation Commission Bureau of Insurance); 16 hrs CE biennial (lower than standard 24); no pre-licensing; Commissioner appointed by SCC Judges; Virginia L&H Guaranty Association; Title 38.2.
Does Virginia require pre-licensing for Life & Health insurance?
None required. For official pre-licensing provider information, visit scc.virginia.gov/boi.
What are Virginia's CE requirements for Life & Health producers?
Virginia requires: 16 hours biennial (lower than most portfolio states). Renewal fee: biennial. CE must be completed before submitting the renewal application. Contact the Virginia State Corporation Commission Bureau of Insurance (SCC BOI) at scc.virginia.gov/boi for CE provider information.
What makes Virginia unique for Life & Health insurance licensing?
Dual-section 70% each independently (like Maryland and Oklahoma); SCC BOI (unique agency name — State Corporation Commission Bureau of Insurance); 16 hrs CE biennial (lower than standard 24); no pre-licensing; Commissioner appointed by SCC Judges; Virginia L&H Guaranty Association; Title 38.2.
Practice Exam Questions — Virginia Life & Health
5 state-specific questions drawn from the Virginia exam content outline. Correct answer highlighted in green.
Virginia insurance is regulated by:
- The Virginia Department of Insurance (VDI)
- The Virginia State Corporation Commission Bureau of Insurance (SCC BOI) — unique agency name; Commissioner appointed by SCC Judges (not Governor); scc.virginia.gov/boi; Code of Virginia Title 38.2
- The Virginia Secretary of Commerce and Trade
- The Virginia Department of Business Regulation
Virginia L&H exams are administered by:
- Pearson VUE
- Prometric
- PSI Services LLC — PSI Bridge available; exam fee $55; dual-section 70% each independently; no pre-licensing; no fingerprinting for most lines
- SCC BOI directly
Virginia uses dual-section independent scoring, which means:
- One combined score at 70%
- Both the General section (70%) AND the State section (70%) must each be passed independently — fail one = retake entire exam; shared with Oklahoma, Maryland, and Utah in the portfolio
- The exam has two entirely different versions
- Scores from two attempts are averaged
Virginia CE requires:
- 24 hours + 3 ethics biennial
- 16 hours biennial — significantly lower than the standard 24 hours; only Virginia in the portfolio requires 16 hours CE (NY is 15); SCC BOI-approved providers; renewal biennial; Code of Virginia Title 38.2
- 30 hours triennial
- 12 hours annual
Virginia's Commissioner of Insurance is unique because:
- Virginia's Commissioner is ELECTED by voters
- Virginia's Commissioner is appointed by the Governor
- Virginia's Commissioner of Insurance is appointed by the SCC (State Corporation Commission) Judges — not the Governor; unique appointment mechanism in the portfolio
- Virginia's Commissioner is selected by the Legislature