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Minnesota · 2026 · Free

Free Minnesota Real Estate Practice Exam

Minnesota real estate salesperson practice exam. 120 questions covering national content and Minnesota state law.

120Questions
4 hrsTime Limit
75 (scaled)Passing Score
90 hrsPre-License Ed.
PSIAdministered By

Minnesota Real Estate Exam

Practice by Minnesota Real Estate Topic

Target a specific area, or launch the full exam below

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Real Estate Principles

Property ownership, contracts, agency, deeds, fair housing, and appraisal. Core national content.

20 questions
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Real Estate Finance

Mortgages, loan types, RESPA, TILA, title insurance, and closing costs.

20 questions
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Minnesota State Law

Minnesota Commerce Dept. rules, license law, brokerage relationships, conveyance procedures, financial instruments, and MN-specific regulations.

40 questions

About the Minnesota Real Estate Exam

The Minnesota real estate licensing exam is administered by PSI Services on behalf of the Minnesota Department of Commerce (MDOC). Minnesota requires a total of 90 hours of pre-license education across three 30-hour courses (Course I, II, and III), but only Course I must be completed before sitting for the exam. Courses II and III can be completed after the exam but must be finished before applying for a license.

The exam consists of 120 scored multiple-choice questions divided into two sections: 80 national questions (150 minutes) and 40 Minnesota-specific questions (90 minutes). Both sections also include 5-10 unscored pretest questions embedded throughout. A scaled passing score of 75 is required on each section independently. Minnesota uses a scaled scoring system — your score is reported as a number from 0 to 100, not as a raw percentage.

120Scored Qs
4 hrsTime Limit
75Passing Score
90 hrsPre-License Ed.
PSIAdministered By

Minnesota Real Estate Exam Topic Breakdown

SectionQuestionsKey Topics
Property Ownership8Real vs. personal property, ownership types, land descriptions
Land Use Controls5Zoning, eminent domain, environmental regulations, deed restrictions
Valuation & Market Analysis7CMA, appraisal approaches, market value, depreciation
Financing10Mortgages, FHA/VA/conventional, RESPA, TILA, closing costs
Agency13Agency relationships, fiduciary duties, buyer and seller agency
Contracts14Purchase agreements, listing contracts, offer/acceptance, contingencies
Leasing & Property Management3Lease types, Minnesota landlord-tenant law, security deposits
Transfer of Title6Deeds, title insurance, closing process, recording
Practice of Real Estate / Calculations14License law, fair housing, trust accounts, advertising, math
MN — Real Estate Brokerage License Law14Minnesota Statutes Ch. 82, license types, MDOC authority, disciplinary process, CE requirements
MN — Interests in Real Property8Estates, deed types, Minnesota-specific property law, homestead rights
MN — Conveyance Procedures & Party Protections10MN purchase agreements, closing process, title evidence, Minnesota closing procedures
MN — Financial Instruments8Minnesota mortgage law, foreclosure procedures, contract for deed, usury laws

Sample Minnesota Real Estate Exam Questions

1. Under Minnesota Statutes Chapter 82, a real estate licensee who fails to renew their license before the expiration date may:

  • A. Continue practicing real estate for up to 30 days while completing renewal
  • B. Not engage in any licensed real estate activity until the license is renewed or reinstated
  • C. Practice under their broker's supervision without a personal active license
  • D. Apply for a temporary license from the Minnesota Department of Commerce
Correct: B. Under Minnesota Statutes Chapter 82, a licensee whose license has expired may not engage in any licensed real estate activity — including showing properties, presenting offers, or receiving compensation — until the license has been renewed or reinstated. Minnesota does not provide a grace period for expired licensees to continue practicing. The license must be current and active before any licensed activity can resume.

2. Minnesota's "contract for deed" is a seller-financing arrangement in which:

  • A. The seller transfers the deed to the buyer immediately but retains a mortgage lien
  • B. The buyer receives equitable title and possession but the seller retains legal title until the contract is paid off
  • C. The buyer and seller share title to the property during the payment period
  • D. The deed is held in escrow by a title company until the final payment is made
Correct: B. A contract for deed (also called a land contract or installment sale contract) is a common seller-financing tool in Minnesota. The buyer receives equitable title and takes possession of the property but the seller retains legal title (holds the deed) until the buyer completes all payments under the contract. This arrangement is popular in Minnesota and is tested on the state exam. If the buyer defaults, the seller may cancel the contract — a process governed by Minnesota's cancellation of contract for deed statutes.

3. Under Minnesota law, a buyer's broker who represents a buyer in a transaction is entitled to compensation from:

  • A. Only the buyer directly, never the seller or listing broker
  • B. Only the listing broker as a commission split
  • C. Any party agreed upon in the buyer representation agreement, including the buyer, seller, or listing broker
  • D. Only the Minnesota Department of Commerce's transaction recovery fund
Correct: C. Under Minnesota law, a buyer's broker's compensation is determined by the buyer representation agreement. The buyer may agree to pay their broker directly, or the buyer's broker may receive compensation from a commission split with the listing broker, or through a seller concession. The key is that the compensation arrangement must be disclosed and agreed upon in the buyer representation agreement. Minnesota's agency law is flexible on compensation sources as long as they are properly disclosed.

Study Tips for the Minnesota Real Estate Exam

Minnesota's state exam covers four broad topic areas: brokerage license law, interests in real property, conveyance procedures, and financial instruments. The contract for deed is a Minnesota-specific financing tool that appears frequently on the exam — know how it works, who holds title, and what happens upon default.

Minnesota uses a scaled scoring system — your score is reported as a number from 0 to 100, not a raw percentage. A scaled score of 75 is required to pass each section. This means the difficulty of the specific questions you receive is factored into your score, so don't be discouraged if the exam feels harder than expected. Also note that only Course I must be completed before sitting for the exam — Courses II and III can be taken after.

Licensing in a nearby state? See the Wisconsin real estate practice exam or the Illinois practice exam. National content is covered in our national real estate practice exam and the real estate study guide.

How to Get Your Minnesota Real Estate License

Getting a Minnesota real estate salesperson license requires completing state-approved pre-license education, passing the licensing exam, and activating your license with a sponsoring broker. Most candidates complete the process in 2–5 months.

90 hrsPre-License Hrs
130Exam Questions
75%Passing Score
PSIExam Provider
SalespersonLicense Type

Steps to Get Your Minnesota Real Estate License

StepWhat to Do
1. Complete Pre-License EducationComplete 90 hours of coursework from a state-approved school covering real estate principles, contracts, finance, and Minnesota-specific law.
2. Pass the Licensing Exam130-question exam administered by PSI, covering national real estate principles and Minnesota state law. Passing score: 75%.
3. Submit Your ApplicationApply to the Minnesota Department of Commerce with your exam results, background check, and required fees.
4. Activate with a Sponsoring BrokerYour license must be affiliated with a licensed sponsoring broker before you can legally represent clients or earn commissions in Minnesota.

What to Focus On for the Minnesota State Exam

Beyond national real estate principles, the Minnesota exam places particular emphasis on Minnesota agency representation and the Seller's Property Disclosure Statement. Mastering your state's specific rules in this area is critical for both passing the exam and practicing effectively in Minnesota.

Our free Minnesota real estate practice exam covers both national and state-specific content. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.

Frequently Asked Questions — Minnesota Real Estate Exam

How many questions are on the Minnesota real estate exam?

The Minnesota salesperson exam has 120 scored multiple-choice questions: 80 on national content (150 minutes) and 40 on Minnesota-specific law (90 minutes). Both sections include additional unscored pretest questions embedded throughout. A scaled passing score of 75 is required on each section.

What is a scaled score in the Minnesota real estate exam?

Minnesota's exam uses a scaled scoring system. Your score is reported as a number from 0 to 100 — not as a raw percentage of correct answers. A scaled score of 75 is required to pass each section. Scaled scoring accounts for variations in question difficulty across different exam forms, so a 75 represents the same level of knowledge regardless of which version of the exam you receive.

Do I need to complete all pre-license courses before the exam?

No. Minnesota requires 90 total hours of pre-license education (Course I, II, and III, each 30 hours), but only Course I must be completed before you can sit for the licensing exam. Courses II and III can be completed after you pass the exam, but all three must be finished before you can apply for your license.

What is a contract for deed in Minnesota?

A contract for deed is a seller-financing arrangement common in Minnesota where the buyer receives equitable title and possession of the property while the seller retains legal title until all payments are made. If the buyer defaults, the seller can cancel the contract under Minnesota's cancellation statutes. This Minnesota-specific instrument is frequently tested on the state exam.

How long is a Minnesota real estate license valid?

Minnesota real estate salesperson licenses are valid for 2 years. To renew, licensees must complete 30 hours of approved continuing education during each 2-year cycle. Specific mandatory topics are required as part of CE, including fair housing and legal topics.

Can I take the Minnesota real estate exam online?

PSI offers remote online proctoring for the Minnesota real estate exam if your computer and testing environment meet their technical requirements. In-person testing is also available at multiple PSI test centers throughout Minnesota. Schedule either option through the PSI website after your Course I completion is verified.

What does Minnesota's homestead exemption mean for real estate agents?

Minnesota's homestead classification provides property tax reductions for owner-occupied primary residences. When a property qualifies as a homestead, it may receive a lower tax rate and additional valuation limits. Real estate agents should understand homestead eligibility and the application process, as buyers often ask about potential tax savings — and homestead topics appear on the Minnesota state exam.

Complete Pre-License Education
90 hours of Minnesota-approved coursework covering real estate principles, law, finance, and Minnesota-specific regulations.
Step 2
Pass the Licensing Exam
130-question exam administered by PSI. Passing score: 75%. The exam covers national real estate principles and Minnesota-specific law.
Step 3
Apply for Your License
Submit your application to the Minnesota Department of Commerce along with your background check and exam results.
Step 4
Activate with a Broker
Your Minnesota license must be affiliated with a licensed sponsoring broker before you can legally represent buyers and sellers and earn commissions.

Minnesota Real Estate License Requirements at a Glance

RequirementDetail
Pre-License Education90 hours (Minnesota-approved school)
Exam Questions130 questions (national + state sections)
Passing Score75%
Exam ProviderPSI
License TypeReal Estate Salesperson
Licensing AuthorityMinnesota Department of Commerce

Key Minnesota-Specific Topic to Know

Beyond national real estate principles, the Minnesota exam places particular emphasis on Minnesota agency representation and the Seller's Property Disclosure Statement. Understanding your state's specific requirements in this area is essential for both passing the exam and practicing real estate effectively in Minnesota.

Our free Minnesota real estate practice exam covers both the national and state-specific content you need to pass. For a broader review of general principles, see the national real estate practice exam and the real estate exam study guide.

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